Bank of the James Financial Group, Inc.
BOTJFinancial Services · Stock · quarterly payer
$22.94
Add to PortfolioForward Yield
1.74%
Annual Dividend
$0.40
Payout Ratio
17%
5-Yr Growth
9.5%
Ex-Date
May 22, 2026
Frequency
Quarterly
BOTJ Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is BOTJ a good dividend stock?
YesBank of the James Financial Group, Inc. (BOTJ) pays a quarterly dividend yielding 1.74% ($0.40/yr), with 11 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 11 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (17%)
- Strong 9.5% 5-yr dividend growth
- 44% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.74%
- Payout Ratio
- 17%
- Annual Dividend
- $0.40
- 5-Yr Avg Growth
- 9.5%
- Ex-Dividend Date
- May 22, 2026
- Years of Growth
- 11
- Frequency
- quarterly
- Beta
- 0.18
- Market Cap
- $104.2M
- P/E Ratio
- 9.5
- 5-Yr Total Return
- 44%
- 52-Week Range
- $13.00 – $29.79
- Dividend Safety
- A · 90/100
- Ever Cut?
- No
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 22, 2026 | — | $0.1000 | regular |
| Feb 17, 2026 | — | $0.1000 | regular |
| Nov 21, 2025 | — | $0.1000 | regular |
| Sep 12, 2025 | — | $0.1000 | regular |
| Jun 6, 2025 | — | $0.1000 | regular |
| Mar 7, 2025 | — | $0.1000 | regular |
| Nov 22, 2024 | — | $0.1000 | regular |
| Sep 6, 2024 | — | $0.1000 | regular |
| Jun 7, 2024 | — | $0.1000 | regular |
| Feb 29, 2024 | — | $0.1000 | regular |
| Nov 22, 2023 | — | $0.0800 | regular |
| Aug 31, 2023 | — | $0.0800 | regular |
| Jun 1, 2023 | — | $0.0800 | regular |
| Mar 2, 2023 | — | $0.0800 | regular |
Income Calculator
At $0.40 / yr per share
