SmarterDividends
CIZN

Citizens Holding Company

CIZN

Financial Services · Stock · quarterly payer

Forward Yield

3.77%

Annual Dividend

$0.36

Payout Ratio

1%

5-Yr Growth

-39.2%

Ex-Date

Jun 16, 2025

Frequency

Quarterly

CIZN Dividend Safety Score

64/ 100
Grade C

Borderline

Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2023
Earnings payout coverage1% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is CIZN a good dividend stock?

Yes, with caveats

Citizens Holding Company (CIZN) pays a quarterly dividend yielding 3.77% ($0.36/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (1%)

Risks

  • Cut its dividend in 2023
  • Dividend has been shrinking, not growing
  • Share price is down over the past 5 years

Key Data

Dividend Yield
3.77%
Payout Ratio
1%
Annual Dividend
$0.36
5-Yr Avg Growth
-39.2%
Ex-Dividend Date
Jun 16, 2025
Years of Growth
0
Frequency
quarterly
Beta
0.08
Market Cap
$54.2M
P/E Ratio
6.6
5-Yr Total Return
-48%
52-Week Range
$6.44 – $10.20
Dividend Safety
C · 64/100
Ever Cut?
Yes (2023)
CIZN ex-dividend date & scheduleNext ex-date Jun 16, 2025 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.36 / yr per share

Per payment (quarterly)$9.00
Annual$36.00
Monthly avg$3.00