SmarterDividends
CULL

Cullman Bancorp, Inc.

CULL

Financial Services · Stock · annual payer

Forward Yield

0.77%

Annual Dividend

$0.12

Payout Ratio

18%

5-Yr Growth

-19.3%

Ex-Date

Feb 2, 2026

Frequency

Annual

CULL Dividend Safety Score

69/ 100
Grade B

Safe

Dividend-growth streak4 consecutive years of growth
Cut historyCut its dividend in 2022
Earnings payout coverage18% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is CULL a good dividend stock?

Yes, with caveats

Cullman Bancorp, Inc. (CULL) pays a annual dividend yielding 0.77% ($0.12/yr), with 3 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Comfortable payout ratio (18%)

Risks

  • Cut its dividend in 2022
  • Dividend has been shrinking, not growing
  • Share price is down over the past 5 years

Key Data

Dividend Yield
0.77%
Payout Ratio
18%
Annual Dividend
$0.12
5-Yr Avg Growth
-19.3%
Ex-Dividend Date
Feb 2, 2026
Years of Growth
3
Frequency
annual
Beta
0.11
Market Cap
$89.1M
P/E Ratio
23.5
5-Yr Total Return
-53%
52-Week Range
$10.25 – $15.64
Dividend Safety
B · 69/100
Ever Cut?
Yes (2022)
CULL ex-dividend date & scheduleNext ex-date Feb 2, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.12 / yr per share

Per payment (annual)$12.00
Annual$12.00
Monthly avg$1.00