SmarterDividends
EMYB

Embassy Bancorp, Inc.

EMYB

Financial Services · Stock · annual payer

Forward Yield

2.26%

Annual Dividend

$0.48

Payout Ratio

25%

5-Yr Growth

16.9%

Ex-Date

Jun 27, 2025

Frequency

Annual

EMYB Dividend Safety Score

92/ 100
Grade A

Very Safe

Dividend-growth streak13 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage25% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is EMYB a good dividend stock?

Yes

Embassy Bancorp, Inc. (EMYB) pays a annual dividend yielding 2.26% ($0.48/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 13 consecutive years of dividend growth
  • Never cut its dividend on record
  • Comfortable payout ratio (25%)
  • Strong 16.9% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
2.26%
Payout Ratio
25%
Annual Dividend
$0.48
5-Yr Avg Growth
16.9%
Ex-Dividend Date
Jun 27, 2025
Years of Growth
13
Frequency
annual
Beta
Market Cap
$157.2M
P/E Ratio
11.1
5-Yr Total Return
12%
52-Week Range
$15.10 – $21.27
Dividend Safety
A · 92/100
Ever Cut?
No
EMYB ex-dividend date & scheduleNext ex-date Jun 27, 2025 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $0.48 / yr per share

Per payment (annual)$48.00
Annual$48.00
Monthly avg$4.00