SmarterDividends
FSBC

Five Star Bancorp

FSBC

Financial Services · Banks - Regional · Stock · quarterly payer

$42.98

Undervalued · +30% Add to Portfolio

Forward Yield

2.33%

Annual Dividend

$1.00

Payout Ratio

27%

5-Yr Growth

—

Ex-Date

Aug 3, 2026

Frequency

Quarterly

Key facts about FSBC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Five Star Bancorp (FSBC) has a forward dividend yield of 2.33%, based on an annual dividend of $1.00 per share and a share price of $42.98.
  • As of Oct 18, 2026, FSBC's dividend safety grade from SmarterDividends is A (80 out of 100), which rates the dividend as very safe.
  • FSBC has never cut its regular dividend in the payment history SmarterDividends has on record.
  • FSBC's most recent ex-dividend date was Aug 3, 2026, for a dividend of $0.25 per share.
  • As of Oct 18, 2026, FSBC pays out 27% of its trailing 12-month earnings as dividends (its payout ratio).
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for FSBC is $55.79 per share, 30% above the $42.98 share price, so FSBC screens as undervalued.
  • Five Star Bancorp (FSBC) pays its dividend quarterly, 4 times a year.
  • Five Star Bancorp (FSBC) has raised its regular dividend 2 times and cut it 0 times across the 21 payments on record since 2021. Its most recent change was a 25.0% increase to $0.250 per share, going ex-dividend on Feb 2, 2026.
Cite this page

SmarterDividends, "FSBC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/FSBC

Summary

As of Oct 18, 2026, Five Star Bancorp (FSBC) yields 2.33% ($1.00 a year per share) and has a dividend safety grade of A (80/100).

Is FSBC a good dividend stock?

Yes

Five Star Bancorp (FSBC) pays a quarterly dividend yielding 2.33% ($1.00/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (27%)
  • 45% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
2.33%
Payout Ratio
27%
Annual Dividend
$1.00
5-Yr Avg Growth
—
Ex-Dividend Date
Aug 3, 2026
Years of Growth
0
Frequency
quarterly
Beta
0.54
Market Cap
$1.1B
P/E Ratio
12.7
5-Yr Total Return
45%
52-Week Range
$32.08 – $50.26
Dividend Safety
A · 80/100
Ever Cut?
No

FSBC dividend raises and cuts

Five Star Bancorp (FSBC) has raised its regular dividend 2 times and cut it 0 times across the 21 payments on record since 2021. Its most recent change was a 25.0% increase to $0.250 per share, going ex-dividend on Feb 2, 2026.

Ex-dateChangeOld → newMove
Feb 2, 2026Raise$0.200 → $0.250+25.0%
May 5, 2023Raise$0.150 → $0.200+33.3%
Every FSBC payment →Download every raise and cut (CSV)
FSBC ex-dividend date & scheduleNext ex-date Aug 3, 2026 · full ex-dividend historyView →FSBC dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is FSBC a good dividend stock?

Yes. Five Star Bancorp (FSBC) pays a quarterly dividend yielding 2.33% ($1.00/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is FSBC undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, FSBC's fair value is about $55.79 versus a $42.98 share price — so it looks undervalued (+30% vs. fair value).

Is FSBC's dividend safe?

FSBC has a dividend-safety grade of A (80/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is FSBC's fair value?

Our blended fair-value estimate for FSBC is about $55.79 per share, roughly 30% above the current $42.98 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is FSBC a buy, hold, or sell?

We don't issue formal ratings, but on the data FSBC screens as "yes" and undervalued. Five Star Bancorp (FSBC) pays a quarterly dividend yielding 2.33% ($1.00/yr), with 0 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will FSBC cut its dividend?

FSBC earns a dividend-safety grade of A (80/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does FSBC pay a dividend?

Yes. Five Star Bancorp pays a quarterly dividend of about $1.00 per share annually, a forward yield of roughly 2.33%.

What is FSBC's dividend yield?

As of Oct 18, 2026, FSBC's forward dividend yield is 2.33%, based on a $1.00 annual dividend and a $42.98 share price.

What is FSBC's dividend per share?

As of Oct 18, 2026, FSBC pays $1.00 per share per year, distributed on a quarterly basis.

What is FSBC's dividend payout ratio?

As of Oct 18, 2026, FSBC's payout ratio is 27% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has FSBC grown its dividend?

FSBC does not currently have a long dividend-growth streak on record.

When is the next FSBC ex-dividend date?

As of Oct 18, 2026, FSBC's next ex-dividend date hasn't been announced. The most recent was Aug 3, 2026, for $0.25 per share.

Income Calculator

At $1.00 / yr per share

Per payment (quarterly)$25.00
Annual$100.00
Monthly avg$8.33

Similar Dividend Stocks

JPMJPMJPMorgan Chase & Co.1.94%Financial ServicesVVVisa Inc.0.67%Financial ServicesMAMAMastercard Incorporated0.56%Financial ServicesBACBACBank of America Corporation2.50%Financial Services

Compare FSBC

FSBC vs JPMFSBC vs VFSBC vs MAFSBC vs BAC

Explore more

Lists and tools related to FSBC