Preferred Bank
PFBCFinancial Services · Stock · quarterly payer
Forward Yield
3.03%
Annual Dividend
$3.20
Payout Ratio
36%
5-Yr Growth
20.1%
Ex-Date
Oct 5, 2026
Frequency
Quarterly
Summary
As of September 2026, Preferred Bank (PFBC) yields 3.03% ($3.20 per share annually), with a blended fair-value estimate of $134.73 — +28% upside, so it screens as undervalued. Dividend safety grade: B (79/100). 5 years of dividend growth.
Is PFBC a good dividend stock?
YesPreferred Bank (PFBC) pays a quarterly dividend yielding 3.03% ($3.20/yr), with 5 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Comfortable payout ratio (36%)
- Strong 20.1% 5-yr dividend growth
- 54% total price return over 5 years
Risks
- Cut its dividend in 2015
Key Data
- Dividend Yield
- 3.03%
- Payout Ratio
- 36%
- Annual Dividend
- $3.20
- 5-Yr Avg Growth
- 20.1%
- Ex-Dividend Date
- Oct 5, 2026
- Years of Growth
- 5
- Frequency
- quarterly
- Beta
- 0.54
- Market Cap
- $1.3B
- P/E Ratio
- 9.9
- 5-Yr Total Return
- 54%
- 52-Week Range
- $81.50 – $112.26
- Dividend Safety
- B · 79/100
- Ever Cut?
- Yes (2015)
Frequently Asked Questions
PFBC Price — Last 12 Months
Daily close
Price Return
1 Year
+17%
3 Years
+77%
5 Years
+54%
52-Week Range
$81.50 – $112.26
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PFBC worth?
Undervaluedmedium confidenceOur blended fair-value estimate for Preferred Bank is $134.73 per share, versus a market price of $105.42. That implies 28% of upside — a margin of safety of about 22%.
Fair Value
$134.73
Current Price
$105.42
Upside
+28%
Margin of Safety
22%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 5.7% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 5.7% stage-1 growth, 2.5% terminal growth, $10.71 EPS, $3.20 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PFBC Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 7, 2026 | — | $0.8000 | regular |
| Apr 7, 2026 | — | $0.8000 | regular |
| Jan 6, 2026 | — | $0.8000 | regular |
| Oct 7, 2025 | — | $0.7500 | regular |
| Jul 8, 2025 | — | $0.7500 | regular |
| Apr 7, 2025 | — | $0.7500 | regular |
| Jan 10, 2025 | — | $0.7500 | regular |
| Oct 7, 2024 | — | $0.7000 | regular |
| Jul 5, 2024 | — | $0.7000 | regular |
| Apr 4, 2024 | — | $0.7000 | regular |
| Jan 5, 2024 | — | $0.7000 | regular |
| Oct 5, 2023 | — | $0.5500 | regular |
| Jul 6, 2023 | — | $0.5500 | regular |
| Apr 5, 2023 | — | $0.5500 | regular |
Income Calculator
At $3.20 / yr per share
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