SmarterDividends
UBOH

United Bancshares, Inc.

UBOH

Financial Services · Banks - Regional · Stock · quarterly payer

$40.27

Undervalued · +46% Add to Portfolio

Forward Yield

2.43%

Annual Dividend

$0.98

Payout Ratio

24%

5-Yr Growth

—

Ex-Date

Aug 31, 2026

Frequency

Quarterly

Key facts about UBOH's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, United Bancshares, Inc. (UBOH) has a forward dividend yield of 2.43%, based on an annual dividend of $0.98 per share and a share price of $40.27.
  • As of Oct 18, 2026, UBOH's dividend safety grade from SmarterDividends is B (71 out of 100), which rates the dividend as safe.
  • UBOH has never cut its regular dividend in the payment history SmarterDividends has on record.
  • UBOH's most recent ex-dividend date was Aug 31, 2026, for a dividend of $0.26 per share.
  • As of Oct 18, 2026, UBOH pays out 24% of its trailing 12-month earnings as dividends (its payout ratio).
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for UBOH is $58.79 per share, 46% above the $40.27 share price, so UBOH screens as undervalued.
  • United Bancshares, Inc. (UBOH) pays its dividend quarterly, 4 times a year.
  • United Bancshares, Inc. (UBOH) has raised its regular dividend 4 times and cut it 0 times across the 9 payments on record since 2024. Its most recent change was a 4.0% increase to $0.260 per share, going ex-dividend on Aug 31, 2026.
Cite this page

SmarterDividends, "UBOH Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/UBOH

Summary

As of Oct 18, 2026, United Bancshares, Inc. (UBOH) yields 2.43% ($0.98 a year per share) and has a dividend safety grade of B (71/100).

Is UBOH a good dividend stock?

Yes, with caveats

United Bancshares, Inc. (UBOH) pays a quarterly dividend yielding 2.43% ($0.98/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (24%)

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
2.43%
Payout Ratio
24%
Annual Dividend
$0.98
5-Yr Avg Growth
—
Ex-Dividend Date
Aug 31, 2026
Years of Growth
1
Frequency
quarterly
Beta
-0.13
Market Cap
$109.3M
P/E Ratio
10.3
5-Yr Total Return
—
52-Week Range
$33.00 – $45.00
Dividend Safety
B · 71/100
Ever Cut?
No

UBOH dividend raises and cuts

United Bancshares, Inc. (UBOH) has raised its regular dividend 4 times and cut it 0 times across the 9 payments on record since 2024. Its most recent change was a 4.0% increase to $0.260 per share, going ex-dividend on Aug 31, 2026.

Ex-dateChangeOld → newMove
Aug 31, 2026Raise$0.250 → $0.260+4.0%
May 29, 2026Raise$0.240 → $0.250+4.2%
Feb 27, 2026Raise$0.230 → $0.240+4.3%
May 30, 2025Raise$0.220 → $0.230+4.5%
Every UBOH payment →Download every raise and cut (CSV)
UBOH ex-dividend date & scheduleNext ex-date Aug 31, 2026 · full ex-dividend historyView →UBOH dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is UBOH a good dividend stock?

Yes, with caveats. United Bancshares, Inc. (UBOH) pays a quarterly dividend yielding 2.43% ($0.98/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is UBOH undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UBOH's fair value is about $58.79 versus a $40.27 share price — so it looks undervalued (+46% vs. fair value).

Is UBOH's dividend safe?

UBOH has a dividend-safety grade of B (71/100), based on its payout coverage, free-cash-flow, 1-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is UBOH's fair value?

Our blended fair-value estimate for UBOH is about $58.79 per share, roughly 46% above the current $40.27 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is UBOH a buy, hold, or sell?

We don't issue formal ratings, but on the data UBOH screens as "yes, with caveats" and undervalued. United Bancshares, Inc. (UBOH) pays a quarterly dividend yielding 2.43% ($0.98/yr), with 1 year of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will UBOH cut its dividend?

UBOH earns a dividend-safety grade of B (71/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does UBOH pay a dividend?

Yes. United Bancshares, Inc. pays a quarterly dividend of about $0.98 per share annually, a forward yield of roughly 2.43%.

What is UBOH's dividend yield?

As of Oct 18, 2026, UBOH's forward dividend yield is 2.43%, based on a $0.98 annual dividend and a $40.27 share price.

What is UBOH's dividend per share?

As of Oct 18, 2026, UBOH pays $0.98 per share per year, distributed on a quarterly basis.

What is UBOH's dividend payout ratio?

As of Oct 18, 2026, UBOH's payout ratio is 24% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has UBOH grown its dividend?

As of Oct 18, 2026, UBOH has increased its dividend for 1 consecutive years.

When is the next UBOH ex-dividend date?

As of Oct 18, 2026, UBOH's next ex-dividend date hasn't been announced. The most recent was Aug 31, 2026, for $0.26 per share.

Income Calculator

At $0.98 / yr per share

Per payment (quarterly)$24.50
Annual$98.00
Monthly avg$8.17

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