BIL vs SCHD: Which Is the Better Dividend Stock?
As of September 2026, BIL (State Street SPDR Bloomberg 1-3 Month T-Bill ETF) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. BIL offers the higher yield at 3.71%, SCHD has the higher dividend-safety score.
| Metric | BIL | SCHD |
|---|---|---|
| Forward yield | 3.71% | 3.18% |
| Annual dividend | $3.40 | $1.06 |
| Payout ratio | — | — |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 68.7% | 9.1% |
| 5-yr total return | — | 30% |
| Dividend safety score | — | 84 (A) |
| Fair value estimate | — | $21.33 |
| Upside to fair value | — | -37% |
| Frequency | monthly | quarterly |
| Market cap | — | — |
| P/E ratio | — | 18.3 |
Higher yield
BIL
3.71%
Safer dividend
SCHD
Grade A
Faster growth
BIL
68.7%
BIL vs SCHD — FAQ
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.