Question 1

Is HUM or UNH a better dividend stock?

Accepted Answer

On the data, UNH wins more head-to-head categories (5 vs 3). UNH offers the higher yield (2.46%), while HUM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Question 2

Which has a higher dividend yield, HUM or UNH?

Accepted Answer

UNH has the higher forward dividend yield at 2.46%, versus 0.92% for HUM.

Question 3

Is HUM or UNH safer?

Accepted Answer

HUM has the higher dividend-safety score (95/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.

Question 4

Is HUM or UNH better value right now?

Accepted Answer

UNH trades at the larger discount to our fair-value estimate (+60% upside, undervalued), versus +49% for HUM.

Metric	HUM	UNH
Forward yield	0.92%	2.46%
Annual dividend	$3.54	$9.28
Payout ratio	33%	58%
Years of growth	0 yr	16 yr
5-yr dividend growth	7.2%	12.6%
5-yr total return	-17%	-18%
Dividend safety score	95 (A)	89 (A)
Fair value estimate	$574.85	$603.89
Upside to fair value	+49%	+60%
Frequency	quarterly	quarterly
Market cap	$46.4B	$338.3B
P/E ratio	36.5	24.2

HUM vs UNH: Which Is the Better Dividend Stock?

HUM vs UNH — FAQ

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