QYLD vs SCHD: Which Is the Better Dividend Stock?
As of July 2026, SCHD (Schwab U.S. Dividend Equity ETF) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. QYLD offers the higher yield at 12.02%, SCHD has the higher dividend-safety score, and QYLD trades at the larger discount to fair value (+49%).
| Metric | QYLD | SCHD |
|---|---|---|
| Forward yield | 12.02% | 3.15% |
| Annual dividend | $2.11 | $1.05 |
| Payout ratio | — | — |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -4.3% | 9.1% |
| 5-yr total return | -24% | 29% |
| Dividend safety score | 59 (C) | 84 (A) |
| Fair value estimate | $26.14 | $21.33 |
| Upside to fair value | +49% | -36% |
| Frequency | monthly | quarterly |
| Market cap | — | — |
| P/E ratio | 31.1 | 19.2 |
Higher yield
QYLD
12.02%
Safer dividend
SCHD
Grade A
Faster growth
SCHD
9.1%
Better value
QYLD
+49% upside
QYLD vs SCHD — FAQ
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