SmarterDividends

RYLD vs SCHD: Which Is the Better Dividend Stock?

As of September 2026, RYLD and SCHD are closely matched. RYLD offers the higher yield at 12.05%, SCHD has the higher dividend-safety score.

MetricRYLDSCHD
Forward yield12.05%3.18%
Annual dividend$1.87$1.06
Payout ratio——
Years of growth0 yr14 yr
5-yr dividend growth-5.4%9.1%
5-yr total return—30%
Dividend safety score—84 (A)
Fair value estimate—$21.33
Upside to fair value—-37%
Frequencymonthlyquarterly
Market cap——
P/E ratio16.718.3

Higher yield

RYLD

12.05%

Safer dividend

SCHD

Grade A

Faster growth

SCHD

9.1%

RYLD vs SCHD — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.