SCHD vs SDY: Which Is the Better Dividend Stock?
As of September 2026, SCHD (Schwab U.S. Dividend Equity ETF) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. SCHD offers the higher yield at 3.11%, SCHD has the higher dividend-safety score, and SCHD trades at the larger discount to fair value (-37%).
| Metric | SCHD | SDY |
|---|---|---|
| Forward yield | 3.11% | 2.52% |
| Annual dividend | $1.05 | $3.78 |
| Payout ratio | — | — |
| Years of growth | 14 yr | 3 yr |
| 5-yr dividend growth | 9.1% | 3.8% |
| 5-yr total return | 30% | 22% |
| Dividend safety score | 84 (A) | 66 (B) |
| Fair value estimate | $21.33 | $64.31 |
| Upside to fair value | -37% | -57% |
| Frequency | quarterly | quarterly |
| Market cap | — | — |
| P/E ratio | 18.6 | 19.1 |
Higher yield
SCHD
3.11%
Safer dividend
SCHD
Grade A
Faster growth
SCHD
9.1%
Better value
SCHD
-37% upside
SCHD vs SDY — FAQ
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