SmarterDividends

SCHD vs USFR: Which Is the Better Dividend Stock?

As of September 2026, USFR (WisdomTree Floating Rate Treasury Fund) screens as the stronger dividend stock, winning 3 of 4 head-to-head metrics. USFR offers the higher yield at 3.74%, SCHD has the higher dividend-safety score.

MetricSCHDUSFR
Forward yield3.18%3.74%
Annual dividend$1.06$1.89
Payout ratio——
Years of growth14 yr0 yr
5-yr dividend growth9.1%94.9%
5-yr total return30%—
Dividend safety score84 (A)—
Fair value estimate$21.33—
Upside to fair value-37%—
Frequencyquarterlymonthly
Market cap——
P/E ratio18.3—

Higher yield

USFR

3.74%

Safer dividend

SCHD

Grade A

Faster growth

USFR

94.9%

SCHD vs USFR — FAQ

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