SCHD vs VOO: Yield, Cost and Returns Compared
As of Nov 8, 2026, SCHD yields more: 3.00% (dividend yield) against 1.10% for VOO. VOO is cheaper to own at 0.03% a year vs 0.06%. Over the same 15 years (Oct 2011 to Oct 2026), VOO returned 14.8% a year with distributions reinvested, and SCHD 13.5%.
| Compared | SCHD | VOO |
|---|---|---|
| YieldDividend yield | 3.00% | 1.10% |
| Expense ratio | 0.06% | 0.03% |
| Total return, 1 yr | +38.5% | +12.1% |
| Total return, 3 yr (a year) | +20.7% | +23.4% |
| Total return, 5 yr (a year) | +10.6% | +12.0% |
| Total return, 10 yr (a year) | +13.7% | +15.4% |
| Worst drop since Oct 2011 | -21.6% | -23.9% |
| Share price since Oct 2011 | +321% | +506% |
| Pays | Quarterly | Quarterly |
| Issuer | Schwab | Vanguard |
| Assets | $121.1B | $1.7T |
| Started | 2011 | 2010 |
| Type | Large Value | Large Blend |
Higher yield
SCHD
3.00%
Lower cost
VOO
0.03%
Better total return
VOO
14.8%/yr
Smaller worst drop
SCHD
-21.6%
Key facts: SCHD vs VOO
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, SCHD yields 3.00% (dividend yield) and VOO yields 1.10% (dividend yield).
- SCHD's expense ratio is 0.06% and VOO's is 0.03%: $6 vs $3 a year on $10,000.
- From Oct 2011 to Oct 2026, $10,000 in SCHD grew to $66,879 (13.5% a year) and $10,000 in VOO to $79,136 (14.8% a year), distributions reinvested.
- Their worst month-end drops over that time: -21.6% for SCHD and -23.9% for VOO.
- 0 of SCHD's top ten holdings are also in VOO's top ten.
Cite this page
SmarterDividends, "SCHD vs VOO: Yield, Cost and Returns Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/schd-vs-voo
$10,000 in each, Oct 2011 to Oct 2026
Distributions reinvested, month-end values, with the S&P 500 for reference.
SCHD became
$66,879
13.5% a year
VOO became
$79,136
14.8% a year
Year by year
| Year | SCHD | VOO |
|---|---|---|
| 2025 | +4.3% | +17.8% |
| 2024 | +11.7% | +25.0% |
| 2023 | +4.5% | +26.3% |
| 2022 | −3.3% | −18.2% |
| 2021 | +29.8% | +28.8% |
| 2020 | +15.0% | +18.3% |
| 2019 | +27.3% | +31.4% |
| 2018 | −5.6% | −4.5% |
| 2017 | +20.8% | +21.8% |
| 2016 | +16.2% | +12.2% |
| 2015 | −0.4% | +1.3% |
| 2014 | +11.4% | +13.5% |
| 2013 | +32.8% | +32.4% |
| 2012 | +11.1% | +16.0% |
Total return each calendar year, distributions reinvested.
Top holdings
No overlap in the top ten.
SCHD
- TXN Texas Instruments Inc4.6%
- COP ConocoPhillips4.3%
- CVX Chevron Corp4.3%
- PG Procter & Gamble Co4.2%
- KO Coca-Cola Co4.1%
- AMGN Amgen Inc4.1%
- HD The Home Depot Inc4.0%
- UNH UnitedHealth Group Inc3.9%
- MRK Merck & Co Inc3.8%
- PEP PepsiCo Inc3.8%
VOO
- NVDA NVIDIA Corp8.4%
- AAPL Apple Inc7.4%
- MSFT Microsoft Corp5.8%
- AMZN Amazon.com Inc3.7%
- GOOGL Alphabet Inc Class A3.1%
- AVGO Broadcom Inc2.5%
- GOOG Alphabet Inc Class C2.5%
- META Meta Platforms Inc Class A2.4%
- MU Micron Technology Inc1.8%
- TSLA Tesla Inc1.5%
SCHD vs VOO: questions
Is SCHD or VOO better?
It depends on the job. SCHD pays more today (3.00% vs 1.10%), VOO costs less, and VOO has the better total return over Oct 2011 to Oct 2026, with SCHD holding up better in its worst stretch. For income, look at yield and whether the payouts hold up; for growth, total return and drawdowns.
Which pays a higher dividend, SCHD or VOO?
SCHD, at 3.00% against 1.10% for VOO as of Nov 8, 2026. On $10,000 that's about $300 vs $110 a year at today's rates.
Which has the better total return?
VOO. From Oct 2011 to Oct 2026, it returned 14.8% a year with distributions reinvested, against 13.5% for SCHD. $10,000 became $79,136 vs $66,879.
Which is cheaper, SCHD or VOO?
VOO, with a 0.03% expense ratio against 0.06%.
Do SCHD and VOO hold the same things?
Not at the top: none of their top ten holdings match.
Related comparisons
Yields, costs and holdings as each fund reports them (via Yahoo Finance), updated daily; returns from month-end prices with distributions reinvested. VOO leads on 5 of 8 measures above. For information only, not investment advice. Last fund data: Nov 8, 2026.