Atlantic American Corporation
AAMEFinancial Services · Stock · annual payer
Forward Yield
0.84%
Annual Dividend
$0.02
Payout Ratio
9%
5-Yr Growth
—
Ex-Date
Apr 9, 2025
Frequency
Annual
Summary
As of July 2026, Atlantic American Corporation (AAME) yields 0.84% ($0.02 per share annually), with a blended fair-value estimate of $3.08 — +96% upside, so it screens as undervalued. Dividend safety grade: B (72/100).
Is AAME a good dividend stock?
Yes, with caveatsAtlantic American Corporation (AAME) pays a annual dividend yielding 0.84% ($0.02/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (9%)
Risks
- Cut its dividend in 2013
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 0.84%
- Payout Ratio
- 9%
- Annual Dividend
- $0.02
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Apr 9, 2025
- Years of Growth
- 0
- Frequency
- annual
- Beta
- 0.77
- Market Cap
- $32.0M
- P/E Ratio
- 6.8
- 5-Yr Total Return
- -60%
- 52-Week Range
- $1.53 – $3.71
- Dividend Safety
- B · 72/100
- Ever Cut?
- Yes (2013)
Frequently Asked Questions
AAME Price — Last 12 Months
Daily close
Price Return
1 Year
-53%
3 Years
-23%
5 Years
-60%
52-Week Range
$1.53 – $3.71
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is AAME worth?
Undervaluedlow confidenceOur blended fair-value estimate for Atlantic American Corporation is $3.08 per share, versus a market price of $1.57. That implies 96% of upside — a margin of safety of about 49%.
Fair Value
$3.08
Current Price
$1.57
Upside
+96%
Margin of Safety
49%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 8.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 8.2% discount rate (CAPM), 8.8% stage-1 growth, 2.5% terminal growth, $0.23 EPS, $0.02 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
AAME Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 9, 2025 | — | $0.0200 | regular |
| Apr 11, 2024 | — | $0.0200 | regular |
| Aug 21, 2023 | — | $0.0200 | regular |
| Apr 12, 2022 | — | $0.0200 | regular |
| Apr 12, 2021 | — | $0.0200 | regular |
| Apr 9, 2019 | — | $0.0200 | regular |
| Apr 12, 2018 | — | $0.0200 | regular |
| Apr 11, 2017 | — | $0.0200 | regular |
| Apr 7, 2016 | — | $0.0200 | regular |
| Apr 9, 2015 | — | $0.0200 | regular |
| Nov 12, 2014 | — | $0.0200 | regular |
| Mar 25, 2014 | — | $0.0200 | regular |
| Mar 26, 2013 | — | $0.0200 | regular |
| Dec 12, 2012 | — | $0.0500 | regular |
Income Calculator
At $0.02 / yr per share
