Affinity Bancshares, Inc.
AFBIFinancial Services · Stock · annual payer
Forward Yield
—
Annual Dividend
$0.00
Payout Ratio
—
5-Yr Growth
—
Ex-Date
—
Frequency
Annual
Summary
As of August 2026, Affinity Bancshares, Inc. (AFBI) yields — ($0.00 per share annually), with a blended fair-value estimate of $47.11 — +105% upside, so it screens as undervalued.
Is AFBI a good dividend stock?
MixedAffinity Bancshares, Inc. (AFBI) pays a annual dividend yielding — ($0.00/yr), with 0 years of growth. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Never cut its dividend on record
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- —
- Payout Ratio
- —
- Annual Dividend
- $0.00
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- —
- Years of Growth
- 0
- Frequency
- annual
- Beta
- —
- Market Cap
- —
- P/E Ratio
- —
- 5-Yr Total Return
- —
- 52-Week Range
- —
- Dividend Safety
- —
- Ever Cut?
- No
Frequently Asked Questions
AFBI Price — Last 12 Months
Daily close
Price Return
1 Year
—
3 Years
—
5 Years
—
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is AFBI worth?
Undervaluedlow confidenceOur blended fair-value estimate for Affinity Bancshares, Inc. is $47.11 per share, versus a market price of $23.00. That implies 105% of upside — a margin of safety of about 51%.
Fair Value
$47.11
Current Price
$23.00
Upside
+105%
Margin of Safety
51%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 0.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $1.37 EPS, $0.00 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 13, 2025 | — | $1.5000 | regular |
Income Calculator
At $0.00 / yr per share
