First Northwest Bancorp
FNWBFinancial Services · Stock · quarterly payer
Forward Yield
2.90%
Annual Dividend
$0.28
Payout Ratio
13%
5-Yr Growth
5.9%
Ex-Date
May 9, 2025
Frequency
Quarterly
Summary
As of July 2026, First Northwest Bancorp (FNWB) yields 2.90% ($0.28 per share annually), with a blended fair-value estimate of $19.26 — +61% upside, so it screens as undervalued. Dividend safety grade: B (71/100).
Is FNWB a good dividend stock?
Yes, with caveatsFirst Northwest Bancorp (FNWB) pays a quarterly dividend yielding 2.90% ($0.28/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (13%)
- Strong 5.9% 5-yr dividend growth
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 2.90%
- Payout Ratio
- 13%
- Annual Dividend
- $0.28
- 5-Yr Avg Growth
- 5.9%
- Ex-Dividend Date
- May 9, 2025
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.64
- Market Cap
- $113.5M
- P/E Ratio
- 21.7
- 5-Yr Total Return
- -37%
- 52-Week Range
- $6.90 – $12.52
- Dividend Safety
- B · 71/100
- Ever Cut?
- No
Frequently Asked Questions
FNWB Price — Last 12 Months
Daily close
Price Return
1 Year
+61%
3 Years
-7%
5 Years
-37%
52-Week Range
$6.90 – $12.52
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is FNWB worth?
Undervaluedmedium confidenceOur blended fair-value estimate for First Northwest Bancorp is $19.26 per share, versus a market price of $11.95. That implies 61% of upside — a margin of safety of about 38%.
Fair Value
$19.26
Current Price
$11.95
Upside
+61%
Margin of Safety
38%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 12.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.5% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.55 EPS, $0.28 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
FNWB Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 9, 2025 | — | $0.0700 | regular |
| Feb 14, 2025 | — | $0.0700 | regular |
| Nov 8, 2024 | — | $0.0700 | regular |
| Aug 9, 2024 | — | $0.0700 | regular |
| May 9, 2024 | — | $0.0700 | regular |
| Feb 8, 2024 | — | $0.0700 | regular |
| Nov 9, 2023 | — | $0.0700 | regular |
| Aug 10, 2023 | — | $0.0700 | regular |
| May 11, 2023 | — | $0.0700 | regular |
| Feb 9, 2023 | — | $0.0700 | regular |
| Nov 9, 2022 | — | $0.0700 | regular |
| Aug 11, 2022 | — | $0.0700 | regular |
| May 12, 2022 | — | $0.0700 | regular |
| Feb 10, 2022 | — | $0.0700 | regular |
Income Calculator
At $0.28 / yr per share
