Jiayin Group Inc.
JFINFinancial Services · Stock · semiannual payer
$4.03
Add to PortfolioForward Yield
19.70%
Annual Dividend
$0.80
Payout Ratio
20%
5-Yr Growth
—
Ex-Date
Jul 14, 2025
Frequency
Semiannual
JFIN Dividend Safety Score
68/ 100
Grade B
Safe
Dividend-growth streak2 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage20% of earnings paid out
Balance-sheet strengthDebt/equity of 0.16
Yield vs its historyYield is 2.0× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is JFIN a good dividend stock?
Yes, with caveatsJiayin Group Inc. (JFIN) pays a semiannual dividend yielding 19.70% ($0.80/yr), with 2 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (20%)
Risks
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 19.70%
- Payout Ratio
- 20%
- Annual Dividend
- $0.80
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jul 14, 2025
- Years of Growth
- 2
- Frequency
- semiannual
- Beta
- 0.82
- Market Cap
- $210.9M
- P/E Ratio
- 0.9
- 5-Yr Total Return
- -25%
- 52-Week Range
- $3.70 – $19.23
- Dividend Safety
- B · 68/100
- Ever Cut?
- No
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jul 14, 2025 | — | $0.8000 | regular |
| Aug 27, 2024 | — | $0.5000 | regular |
| Jan 18, 2024 | — | $0.4000 | regular |
| Jul 27, 2023 | — | $0.4000 | regular |
Income Calculator
At $0.80 / yr per share
Per payment (semiannual)$40.00
Annual$80.00
Monthly avg$6.67
