JAPAN POST BANK Co., Ltd.
JPSTFFinancial Services · Stock · monthly payer
Forward Yield
3.09%
Annual Dividend
$0.59
Payout Ratio
50%
5-Yr Growth
18.3%
Ex-Date
Mar 30, 2027
Frequency
Monthly
Summary
As of July 2026, JAPAN POST BANK Co., Ltd. (JPSTF) yields 3.09% ($0.59 per share annually), with a blended fair-value estimate of $25.66 — +35% upside, so it screens as undervalued. Dividend safety grade: B (70/100). 2 years of dividend growth.
Is JPSTF a good dividend stock?
Yes, with caveatsJAPAN POST BANK Co., Ltd. (JPSTF) pays a monthly dividend yielding 3.09% ($0.59/yr), with 2 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (50%)
- Strong 18.3% 5-yr dividend growth
- 98% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.09%
- Payout Ratio
- 50%
- Annual Dividend
- $0.59
- 5-Yr Avg Growth
- 18.3%
- Ex-Dividend Date
- Mar 30, 2027
- Years of Growth
- 2
- Frequency
- monthly
- Beta
- 0.43
- Market Cap
- $67.7B
- P/E Ratio
- 20.9
- 5-Yr Total Return
- 98%
- 52-Week Range
- $10.00 – $21.32
- Dividend Safety
- B · 70/100
- Ever Cut?
- No
Frequently Asked Questions
JPSTF Price — Last 12 Months
Daily close
Price Return
1 Year
+49%
3 Years
+141%
5 Years
+98%
52-Week Range
$10.00 – $21.32
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is JPSTF worth?
Undervaluedmedium confidenceOur blended fair-value estimate for JAPAN POST BANK Co., Ltd. is $25.66 per share, versus a market price of $19.00. That implies 35% of upside — a margin of safety of about 26%.
Fair Value
$25.66
Current Price
$19.00
Upside
+35%
Margin of Safety
26%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 18.4% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 18.4% stage-1 growth, 2.5% terminal growth, $0.91 EPS, $0.59 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
JPSTF Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 30, 2026 | — | $0.4629 | regular |
| Mar 30, 2026 | — | $0.4628 | regular |
| Mar 30, 2026 | — | $0.4621 | regular |
| Mar 30, 2026 | — | $0.4621 | regular |
| Mar 30, 2026 | — | $0.4620 | regular |
| Mar 30, 2026 | — | $0.4619 | regular |
| Mar 30, 2026 | — | $0.4617 | regular |
| Mar 30, 2026 | — | $0.4617 | regular |
| Mar 30, 2026 | — | $0.4617 | regular |
| Mar 30, 2026 | — | $0.4616 | regular |
| Mar 30, 2026 | — | $0.4615 | regular |
| Mar 30, 2026 | — | $0.4609 | regular |
| Mar 30, 2026 | — | $0.4606 | regular |
| Mar 30, 2026 | — | $0.4602 | regular |
Income Calculator
At $0.59 / yr per share
