Plumas Bancorp
PLBCFinancial Services · Stock · quarterly payer
Forward Yield
2.15%
Annual Dividend
$1.32
Payout Ratio
25%
5-Yr Growth
20.1%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Summary
As of August 2026, Plumas Bancorp (PLBC) yields 2.15% ($1.32 per share annually), with a blended fair-value estimate of $143.15 — +133% upside, so it screens as undervalued. Dividend safety grade: B (69/100). 5 years of dividend growth.
Is PLBC a good dividend stock?
Yes, with caveatsPlumas Bancorp (PLBC) pays a quarterly dividend yielding 2.15% ($1.32/yr), with 5 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (25%)
- Strong 20.1% 5-yr dividend growth
- 90% total price return over 5 years
Risks
- Cut its dividend in 2020
Key Data
- Dividend Yield
- 2.15%
- Payout Ratio
- 25%
- Annual Dividend
- $1.32
- 5-Yr Avg Growth
- 20.1%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 5
- Frequency
- quarterly
- Beta
- 0.59
- Market Cap
- $427.0M
- P/E Ratio
- 12.1
- 5-Yr Total Return
- 90%
- 52-Week Range
- $39.78 – $63.74
- Dividend Safety
- B · 69/100
- Ever Cut?
- Yes (2020)
Frequently Asked Questions
PLBC Price — Last 12 Months
Daily close
Price Return
1 Year
+41%
3 Years
+75%
5 Years
+90%
52-Week Range
$39.78 – $63.74
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PLBC worth?
Undervaluedlow confidenceOur blended fair-value estimate for Plumas Bancorp is $143.15 per share, versus a market price of $61.31. That implies 133% of upside — a margin of safety of about 57%.
Fair Value
$143.15
Current Price
$61.31
Upside
+133%
Margin of Safety
57%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.2% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $5.08 EPS, $1.32 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PLBC Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 1, 2026 | — | $0.3300 | regular |
| Feb 4, 2026 | — | $0.3300 | regular |
| Nov 3, 2025 | — | $0.3000 | regular |
| Aug 1, 2025 | — | $0.3000 | regular |
| May 1, 2025 | — | $0.3000 | regular |
| Feb 3, 2025 | — | $0.3000 | regular |
| Nov 1, 2024 | — | $0.2700 | regular |
| Aug 1, 2024 | — | $0.2700 | regular |
| Apr 30, 2024 | — | $0.2700 | regular |
| Jan 31, 2024 | — | $0.2700 | regular |
| Oct 31, 2023 | — | $0.2500 | regular |
| Jul 31, 2023 | — | $0.2500 | regular |
| Apr 28, 2023 | — | $0.2500 | regular |
| Jan 31, 2023 | — | $0.2500 | regular |
Income Calculator
At $1.32 / yr per share
