White River Bancshares Co
WRIVFinancial Services · Stock · monthly payer
Forward Yield
0.76%
Annual Dividend
$0.25
Payout Ratio
16%
5-Yr Growth
—
Ex-Date
Jun 23, 2026
Frequency
Monthly
Summary
As of September 2026, White River Bancshares Co (WRIV) yields 0.76% ($0.25 per share annually), with a blended fair-value estimate of $71.56 — +117% upside, so it screens as undervalued. Dividend safety grade: B (79/100).
Is WRIV a good dividend stock?
YesWhite River Bancshares Co (WRIV) pays a monthly dividend yielding 0.76% ($0.25/yr), with 0 years of growth and a dividend-safety grade of B. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (16%)
- 59% total price return over 5 years
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 0.76%
- Payout Ratio
- 16%
- Annual Dividend
- $0.25
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Jun 23, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- —
- Market Cap
- $160.8M
- P/E Ratio
- 10.5
- 5-Yr Total Return
- 59%
- 52-Week Range
- $22.63 – $33.32
- Dividend Safety
- B · 79/100
- Ever Cut?
- No
Frequently Asked Questions
WRIV Price — Last 12 Months
Daily close
Price Return
1 Year
+40%
3 Years
+109%
5 Years
+59%
52-Week Range
$22.63 – $33.32
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is WRIV worth?
Undervaluedlow confidenceOur blended fair-value estimate for White River Bancshares Co is $71.56 per share, versus a market price of $32.99. That implies 117% of upside — a margin of safety of about 54%.
Fair Value
$71.56
Current Price
$32.99
Upside
+117%
Margin of Safety
54%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 6.5% annual free-cash-flow growth. We model 16.6% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 16.6% stage-1 growth, 2.5% terminal growth, $3.14 EPS, $0.25 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
WRIV Dividend Safety Score
Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 23, 2026 | — | $0.5000 | regular |
| Jun 8, 2026 | — | $0.5000 | regular |
| Jun 8, 2026 | — | $0.2500 | regular |
| Jul 18, 2025 | — | $0.5000 | regular |
| Jul 18, 2025 | — | $0.2500 | regular |
| Jul 31, 2024 | — | $0.5000 | regular |
| Jul 31, 2024 | — | $0.2500 | regular |
| Jun 22, 2023 | — | $0.5000 | regular |
| Jun 22, 2023 | — | $0.2500 | regular |
| Jul 19, 2022 | — | $0.5000 | regular |
| Jul 19, 2022 | — | $0.2500 | regular |
| Aug 12, 2021 | — | $0.2500 | regular |
| Aug 12, 2021 | — | $0.1250 | regular |
Income Calculator
At $0.25 / yr per share
