HD vs RCL: Which Is the Better Dividend Stock?
As of Nov 5, 2026, HD (The Home Depot, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HD offers the higher yield at 2.62%, HD has the higher dividend-safety score, and RCL looks like the better value (its fair-value estimate is 21% below its share price).
Key facts: HD vs RCL
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, The Home Depot, Inc. (HD) has the higher forward dividend yield at 2.62%, versus 1.80% for Royal Caribbean Cruises Ltd. (RCL).
- As of Nov 5, 2026, SmarterDividends grades HD's dividend safety A (85/100) and RCL's C (59/100).
- By SmarterDividends' count as of Nov 5, 2026, HD has raised its dividend for 16 consecutive years and RCL for 1.
- As of Nov 5, 2026, HD pays out 65% of its earnings as dividends and RCL pays out 33%.
- As of Nov 5, 2026, HD's fair-value estimate is 26% below its share price and RCL's fair-value estimate is 21% below its share price, so RCL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HD vs RCL: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hd-vs-rcl
| Metric | HD | RCL |
|---|---|---|
| Forward yield | 2.62% | 1.80% |
| Annual dividend | $9.32 | $6.00 |
| Payout ratio | 65% | 33% |
| Years of growth | 16 yr | 1 yr |
| 5-yr dividend growth | 8.9% | 2.3% |
| 5-yr total return | -18% | 340% |
| Dividend safety score | 85 (A) | 59 (C) |
| Fair value estimate | $262.27 | $253.01 |
| Upside to fair value | -26% | -21% |
| Frequency | quarterly | quarterly |
| Market cap | $351.4B | $85.8B |
| P/E ratio | 24.6 | 19.0 |
Higher yield
HD
2.62%
Safer dividend
HD
Grade A
Faster growth
HD
8.9%
Better value
RCL
-21% upside
HD vs RCL — FAQ
Is HD or RCL a better dividend stock?
On the data, HD wins more head-to-head categories (5 vs 3). HD offers the higher yield (2.62%), while HD has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HD or RCL?
HD has the higher forward dividend yield at 2.62%, versus 1.80% for RCL.
Is HD or RCL safer?
HD has the higher dividend-safety score (85/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is HD or RCL better value right now?
As of Nov 5, 2026, RCL looks like the better value: its fair-value estimate is 21% below its share price (overvalued). For HD, its fair-value estimate is 26% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.