SmarterDividends

RCL vs TOYOF: Which Is the Better Dividend Stock?

As of July 2026, RCL (Royal Caribbean Cruises Ltd.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. TOYOF offers the higher yield at 3.58%, RCL has the higher dividend-safety score, and RCL trades at the larger discount to fair value (+92%).

MetricRCLTOYOF
Forward yield1.74%3.58%
Annual dividend$5.00$0.64
Payout ratio26%32%
Years of growth1 yr3 yr
5-yr dividend growth2.3%8.4%
5-yr total return247%-79%
Dividend safety score57 (C)54 (C)
Fair value estimate$551.77$32.36
Upside to fair value+92%+81%
Frequencyquarterlysemiannual
Market cap$76.7B$212.0B
P/E ratio17.59.8

Higher yield

TOYOF

3.58%

Safer dividend

RCL

Grade C

Faster growth

TOYOF

8.4%

Better value

RCL

+92% upside

RCL vs TOYOF — FAQ

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