Dividend MCP Server: Live Dividend Data in Claude, ChatGPT and Cursor
Free · no API key · remote, nothing to install · setup steps checked October 21, 2026
Key facts: the dividend MCP server
Data as of · Source: SmarterDividends data
- SmarterDividends runs a free remote MCP server for dividend data at https://smarterdividends.com/mcp. It needs no API key, account or payment.
- As of Oct 21, 2026, it covers the 2,951 U.S.-listed stocks, ETFs and funds that SmarterDividends tracks as dividend payers, with data refreshed every morning.
- It offers 7 read-only tools: get_dividend_profile, search_securities, get_ex_dividend_calendar, get_dividend_changes, get_option_income_etfs, get_dividend_raise_calendar, get_dividend_payers_by_month.
- It is listed in the official MCP Registry as com.smarterdividends/dividends, published October 21, 2026.
- Of nine MCP servers compared on October 21, 2026, the SmarterDividends server was the only one with free, keyless access to the full U.S. ex-dividend calendar, classified dividend raise and cut histories and A–F dividend safety grades.
- Each IP address can make 600 requests a minute. Every result carries an "as of" date and the URL of the matching SmarterDividends page to cite.
Cite this page
SmarterDividends, "Dividend MCP Server: Live Dividend Data in Claude, ChatGPT and Cursor," updated Oct 21, 2026, https://smarterdividends.com/dividend-mcp-server
Connect it to your AI app
https://smarterdividends.com/mcp. Apps change their menus often; these steps were checked against each vendor's documentation on October 21, 2026.Claude (claude.ai and the Claude desktop app)
Open Customize → Connectors, click + Add, then Add custom connector. Name it SmarterDividends, paste the URL, click Continue, choose No sign in under Authentication and click Add. In a chat, turn it on from the + button → Connectors.
Custom connectors work on every Claude plan; the Free plan allows one. On Team and Enterprise plans an owner adds it under Organization settings → Connectors.
Claude Code
Run this in your terminal. Add --scope user to use it in every project.
claude mcp add --transport http smarterdividends https://smarterdividends.com/mcpChatGPT
On the web, open chatgpt.com/plugins, click + and choose Add custom MCP server. Enter a name, paste the URL as the Server URL, choose No authentication and create it. Then install it from your personal plugins and type @ in a chat to use it.
Which ChatGPT plans can add custom MCP servers has changed several times; OpenAI's help center describes it for Business, Enterprise and Edu workspaces, with read-only servers like this one available on Pro. Check your plan's settings.
Cursor
Add the server to ~/.cursor/mcp.json (every project) or .cursor/mcp.json (one project), then restart Cursor.
{
"mcpServers": {
"smarterdividends": {
"url": "https://smarterdividends.com/mcp"
}
}
}VS Code (GitHub Copilot)
Run MCP: Add Server from the Command Palette, choose HTTP, paste the URL and name it smarterdividends. Or add it to ~/.copilot/mcp-config.json:
{
"mcpServers": {
"smarterdividends": {
"type": "http",
"url": "https://smarterdividends.com/mcp"
}
}
}Gemini CLI
Run this, or add an httpUrl entry to ~/.gemini/settings.json.
gemini mcp add --transport http -s user smarterdividends https://smarterdividends.com/mcpDevin Desktop (formerly Windsurf)
Run this, or add a url entry to ~/.config/devin/mcp_config.json.
devin mcp add -s user smarterdividends https://smarterdividends.com/mcpAny other MCP client
Add a remote server with the Streamable HTTP transport and the URL above. No headers, key or OAuth are needed.
The seven tools
| Tool | What it returns | Ask something like |
|---|---|---|
| get_dividend_profile | Yield, annual dividend, frequency, payout ratio, growth streak, A–F safety grade, next ex and pay dates, fair value and every raise and cut | “Has PepsiCo ever cut its dividend?” |
| search_securities | Tickers for a company or fund name, dividend payers first | “What's the ticker for Realty Income?” |
| get_ex_dividend_calendar | Every U.S.-listed dividend going ex on a date, with amount, pay date, yield, safety grade and the last day to buy | “What goes ex-dividend tomorrow?” |
| get_dividend_changes | A week's dividend increases, cuts, suspensions, specials and first dividends, with old and new amounts | “Which companies raised their dividend this week?” |
| get_option_income_etfs | Covered-call and option-income ETF distributions: latest and next payout, change, distribution rate, total return | “What was MSTY's last weekly distribution?” |
| get_dividend_raise_calendar | The month each company usually declares its yearly raise, typical raise size and whether this year's is in | “When does Procter & Gamble usually raise its dividend?” |
| get_dividend_payers_by_month | Stocks that pay in a given month, split into quarterly, monthly and occasional payers | “Which stocks pay dividends in March?” |
More prompts: 25 dividend questions to ask Claude or ChatGPT.
What the answers look like
“Has Realty Income ever cut its dividend? How many years has it raised it, and what does it yield?”
Realty Income (O) has never cut its dividend, according to SmarterDividends, and its raise history shows only increases. It has a 30-year streak of annual increases and a forward yield of 5.78% ($3.26 a year on a $56.34 price, as of 2026-10-21). Source: smarterdividends.com/stocks/O
“Were there any dividend cuts or suspensions among U.S. companies in the week of October 12, 2026?”
No. SmarterDividends recorded no cuts or suspensions going ex that week. All eight changes were increases, including Quaker Chemical (KWR), American Financial Group (AFG) and Accenture (ACN). Source: smarterdividends.com/dividend-changes/2026-10-12
Why a dividend-specific server
General market-data servers return raw dividend payments and leave the work to the assistant. Dividend questions need more than a list of payments: was that change a raise, a cut or a one-off special? Is the payout safe? When will the next raise come? An assistant left to work that out from raw rows often gets it wrong.
This server answers those questions directly. Every payment history is classified into raises, cuts, specials and first dividends by the same rules as the rest of SmarterDividends, each company carries an A–F Dividend Safety Grade with a public track record, and there are tools no general server has: the raise calendar, option-income ETF distributions and payers by month.
It is free, needs no key and runs remotely, so there is nothing to install. For global coverage, real-time prices or broader fundamentals, a general market-data server is the better tool. We compare them honestly in the best MCP servers for dividend data.
Privacy, limits and fair use
- Read-only. The tools look up data. They can't trade, edit or see anything else.
- What we receive: the tool inputs an assistant sends, such as a ticker or a date, and the requesting IP address. Not your conversation.
- Limits: 600 requests a minute per IP. For bulk work, use the datasets; for your own code, the free JSON API.
- Attribution: free to use; please credit SmarterDividends and link the page each result names.
Dividend MCP server FAQ
What is the best MCP server for dividend data?
For dividend-specific questions about U.S. stocks and ETFs, SmarterDividends' server is built for exactly that: it is free with no key, runs remotely so nothing needs installing, and its tools return classified raise and cut histories, A–F safety grades, the ex-dividend calendar, option-income ETF distributions and the month each company usually raises. Every market-data vendor server we checked (FMP, EODHD, Alpha Vantage, Massive, Twelve Data) needs an API key or sign-in and limits or excludes dividends on its free plan, though they cover more countries and asset classes. See our comparison of the best MCP servers for dividend data.
Is the SmarterDividends MCP server free?
Yes. There is no key, no sign-up and no cost. Each IP address can make 600 requests a minute, and we ask that you cite SmarterDividends when you publish figures from it.
How do I add a dividend MCP server to Claude?
In Claude, open Customize → Connectors, choose Add custom connector, paste https://smarterdividends.com/mcp, pick No sign in and click Add. In Claude Code, run: claude mcp add --transport http smarterdividends https://smarterdividends.com/mcp
Can ChatGPT use the SmarterDividends MCP server?
Yes, on ChatGPT plans that allow custom MCP servers: add it at chatgpt.com/plugins as a custom MCP server with No authentication. All seven tools are marked read-only, so they work where ChatGPT only permits read and fetch tools.
What data does the dividend MCP server return?
Forward yield, annual dividend, payout frequency, payout ratio, years of consecutive increases, A–F dividend safety grade, next ex-dividend and pay dates, fair value, every dividend raise and cut on record, the daily ex-dividend calendar with the last day to buy, weekly raises and cuts, option-income ETF distributions, typical raise months and payers by month.
Does it cover stocks outside the U.S.?
No. It covers U.S.-listed securities, including ADRs of foreign companies traded in the U.S. For dividends on other exchanges, a global market-data provider's MCP server is the better fit.
Is it real-time?
No. Dividend data, prices and ex-dividend dates refresh every morning, and each result says what date it is as of. That suits dividend research; for intraday prices use a brokerage or real-time market-data server.
What does the server see?
Only the tool calls an assistant makes, such as a ticker or a date, plus the IP address the request comes from. It never sees your conversation, files or accounts, and it can't trade or change anything.
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SmarterDividends data, refreshed daily from public market data. For information only, not investment advice.