Track your dividends.
Protect your income.
SmarterDividends Pro grades the safety of every dividend you own, watches your portfolio for changes, and shows you the income that's coming, so a cut never catches you off guard.
No credit card needed.
Our safety grades, measured against every dividend cut since tracking began
77%
of the 22 cuts we've tracked were graded C or lower beforehand
5.2×
higher cut rate for C-or-lower names than for A and B names
Daily
we publish every cut and its prior grade, misses included
Past accuracy doesn't guarantee future results.
Protect
Protect the income you count on
Most dividend cuts give warning signs first: a stretched payout, thin cash flow, rising debt. Pro grades every holding on exactly those signs.
See how safe each dividend is
Every stock you own gets an A–F grade from payout coverage, free cash flow, debt and dividend history. Your weakest payers rise to the top, so you know exactly where your income is exposed.
Get ahead of dividend risk
When a holding raises, cuts, suspends or declares a special dividend, you hear about it by email that day. No more finding out from your brokerage statement.
Decide on data, not headlines
Grades come from the numbers, not the news cycle. See the payout ratio, cash coverage and balance sheet behind every grade before you act.
Your income, by safety
Example portfolio
Track
Track every dividend you own
Your whole portfolio, its income and every change to it, in one clean dashboard.
Every holding in one place
Add your whole portfolio with no position limit (the free tracker stops at 10). See value, yield, yield on cost and sector mix at a glance.
Know what's coming, month by month
A 12-month income forecast built from confirmed and projected ex-dates, so you can plan around the lumpy months.
Hear about every dividend change
Raises, cuts, suspensions, specials, and holdings crossing our fair-value estimate. One grouped email, only when something happened.
Research, free for everyone
Check any dividend stock before you buy
Our research pages stay free. Look up any of 8,000+ stocks, ETFs and funds.
Don't overpay
Compare any stock's price with our fair-value estimate before you buy.
Spot a genuinely good yield
See today's yield next to its own five-year average to tell a bargain from a warning sign.
Pull up the history fast
Every payment, raise and cut on record, with ex-dates and growth streaks.
The SmarterDividends way
Dividend investing should be dull. We build for people who want steady, growing income, not excitement.
Safety before yield
We'd rather flag a risky 9% yield than sell you on it. The goal is income you can count on.
We publish our misses
Every dividend cut is logged against the grade it held beforehand, including the ones we got wrong.
Numbers, not hype
No hot tips, no countdown timers, no 'next Amazon'. Models, data and plain English.
Independent and reachable
SmarterDividends is an independent project with no bank or broker behind it. Email us and a real person replies.
Steadier income, fewer surprises
One plan. Everything included.
SmarterDividends Pro
$8.25 per month
Billed annually for $99
- Safety grade on every holding
- Dividend change alerts
- Fair-value crossing alerts
- 12-month income forecast
- Unlimited holdings
- 14-day money-back guarantee
No credit card required. 7 days free.
| Free | Pro | |
|---|---|---|
| Research pages for 8,000+ stocks, ETFs & funds | ||
| Dividend history, ex-dates and fair value | ||
| Portfolio tracker | ||
| More than 10 holdings | — | |
| Safety grade on every holding | — | |
| Dividend change alerts by email | — | |
| 12-month income forecast | — |
14-day money-back guarantee
First time subscribing? Give Pro two weeks. If it hasn't earned its place in how you manage your income, email hello@smarterdividends.com for a full refund. You keep your free account and your portfolio.
Frequently asked questions
Can I pay monthly?
Pro is sold as an annual plan only: $99 a year, which works out to $8.25 a month. If it isn't for you, the 14-day money-back guarantee has you covered.
Do you offer discounts?
No. We keep one simple, fair price for everyone, and we don't run flash sales.
How do I cancel?
In one click from your account page, or email hello@smarterdividends.com and we'll do it for you. Pro stays on until the end of the year you've paid for.
Will my subscription renew automatically?
Yes, once a year, so your alerts never lapse. Your renewal date is always on your account page, and you can turn renewal off there at any time.
How does the free trial work?
Sign up and Pro is on straight away for 7 days. No credit card is needed, so there's nothing to cancel. When the trial ends you drop back to the free plan unless you subscribe.
What stays free?
Everything on the public site: every stock, ETF and fund page, dividend histories, the calendar, screeners, news and data reports, plus a portfolio tracker for up to 10 holdings.
How accurate are the safety grades?
We publish the record on our Safety Score Track Record page, updated daily: every dividend cut since tracking began and the grade the company held beforehand. Judge it for yourself.
Is this investment advice?
No. SmarterDividends is a research and tracking tool. Grades and fair values are model outputs to help you decide where to look, not recommendations to buy or sell.
Want to see it on your own portfolio? Try it free for 7 days.
No credit card needed. Every Pro feature from the first minute.
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