SmarterDividends

Track your dividends.
Protect your income.

SmarterDividends Pro grades the safety of every dividend you own, watches your portfolio for changes, and shows you the income that's coming, so a cut never catches you off guard.

No credit card needed.

Our safety grades, measured against every dividend cut since tracking began

80%

of the 20 cuts we've tracked were graded C or lower beforehand

6.1×

higher cut rate for C-or-lower names than for A and B names

Daily

we publish every cut and its prior grade, misses included

See the full track record

Past accuracy doesn't guarantee future results.

Protect

Protect the income you count on

Most dividend cuts give warning signs first: a stretched payout, thin cash flow, rising debt. Pro grades every holding on exactly those signs.

See how safe each dividend is

Every stock you own gets an A–F grade from payout coverage, free cash flow, debt and dividend history. Your weakest payers rise to the top, so you know exactly where your income is exposed.

Get ahead of dividend risk

When a holding raises, cuts, suspends or declares a special dividend, you hear about it by email that day. No more finding out from your brokerage statement.

Decide on data, not headlines

Grades come from the numbers, not the news cycle. See the payout ratio, cash coverage and balance sheet behind every grade before you act.

Your income, by safety

Example portfolio

74% graded A or B19% graded C7% graded D or F

Track

Track every dividend you own

Your whole portfolio, its income and every change to it, in one clean dashboard.

Every holding in one place

Add your whole portfolio with no position limit (the free tracker stops at 10). See value, yield, yield on cost and sector mix at a glance.

Know what's coming, month by month

A 12-month income forecast built from confirmed and projected ex-dates, so you can plan around the lumpy months.

Hear about every dividend change

Raises, cuts, suspensions, specials, and holdings crossing our fair-value estimate. One grouped email, only when something happened.

Research, free for everyone

Check any dividend stock before you buy

Our research pages stay free. Look up any of 8,000+ stocks, ETFs and funds.

Don't overpay

Compare any stock's price with our fair-value estimate before you buy.

Spot a genuinely good yield

See today's yield next to its own five-year average to tell a bargain from a warning sign.

Pull up the history fast

Every payment, raise and cut on record, with ex-dates and growth streaks.

The SmarterDividends way

Dividend investing should be dull. We build for people who want steady, growing income, not excitement.

Safety before yield

We'd rather flag a risky 9% yield than sell you on it. The goal is income you can count on.

We publish our misses

Every dividend cut is logged against the grade it held beforehand, including the ones we got wrong.

Numbers, not hype

No hot tips, no countdown timers, no 'next Amazon'. Models, data and plain English.

Independent and reachable

SmarterDividends is an independent project with no bank or broker behind it. Email us and a real person replies.

Steadier income, fewer surprises

One plan. Everything included.

SmarterDividends Pro

$8.25 per month

Billed annually for $99

  • Safety grade on every holding
  • Dividend change alerts
  • Fair-value crossing alerts
  • 12-month income forecast
  • Unlimited holdings
  • 14-day money-back guarantee
Try it free

No credit card required. 7 days free.

FreePro
Research pages for 8,000+ stocks, ETFs & funds
Dividend history, ex-dates and fair value
Portfolio tracker
More than 10 holdings—
Safety grade on every holding—
Dividend change alerts by email—
12-month income forecast—

14-day money-back guarantee

First time subscribing? Give Pro two weeks. If it hasn't earned its place in how you manage your income, email hello@smarterdividends.com for a full refund. You keep your free account and your portfolio.

Frequently asked questions

Want to see it on your own portfolio? Try it free for 7 days.

No credit card needed. Every Pro feature from the first minute.

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