SmarterDividends vs Financial Modeling Prep (FMP): Which MCP Server Is Better for Dividends?
Financial Modeling Prep (FMP) facts checked against its own docs and pricing on October 21, 2026 · SmarterDividends is our own product
Key facts: SmarterDividends vs Financial Modeling Prep (FMP)
Data as of · Source: each server's own docs and pricing pages, checked by SmarterDividends
- Financial Modeling Prep's MCP server requires an API key, and on October 21, 2026 its free Basic plan limited dividend data to 87 stocks; full U.S. dividend data started at $29 a month, or $19 billed yearly.
- SmarterDividends' MCP server gives AI assistants dividend data for every U.S.-listed payer for free with no API key, along with classified raises and cuts and A–F safety grades that Financial Modeling Prep's server doesn't provide.
- Financial Modeling Prep is the better choice for full financial statements, estimates and global coverage, which SmarterDividends doesn't offer.
Cite this page
SmarterDividends, "SmarterDividends vs Financial Modeling Prep (FMP): Which MCP Server Is Better for Dividends?," updated October 21, 2026, https://smarterdividends.com/dividend-mcp-server/vs/financial-modeling-prep
Side by side
| SmarterDividends | Financial Modeling Prep (FMP) | |
|---|---|---|
| Hosting | Remote, Streamable HTTP at smarterdividends.com/mcp | Remote at financialmodelingprep.com/mcp with your API key |
| Key or account | None: no key, account or sign-in | API key required |
| Free plan | Everything is free; 600 requests a minute per IP | Basic: 250 calls a day; dividend data limited to 87 stocks (AAPL, TSLA, AMZN and 84 more), 5 results per call and one month of calendar history |
| Cost of dividend data | Free | Starter, $29 a month ($19 billed yearly), for full U.S. dividend data; the UK and Canada from $69 a month, global from $139 |
| Dividend tools | Seven dividend tools: dividend profile with full raise and cut history, ticker search, ex-dividend calendar, weekly raises and cuts, option-income ETF distributions, raise calendar and payers by month | Its dividend history and market-wide dividend calendar endpoints, wrapped as MCP tools |
| Market-wide ex-dividend calendar | Every U.S.-listed dividend by date (125 ex-dates in the seven days from October 21, 2026) | Yes, across the market on paid plans |
| Last day to buy | Yes | No |
| Raise and cut detection | Yes: every raise, cut, special and first dividend, classified over each company's full history | No: raw payments only |
| Dividend safety rating | A–F Dividend Safety Grade with a public track record against every cut | No |
| Option-income ETF distributions | Yes | No |
| Typical raise month | Yes | No |
| Coverage | U.S.-listed stocks, ETFs and funds | U.S. on Starter; global on the top plan |
Choose SmarterDividends for
- Full U.S. dividend data for free, with no key
- Raises, cuts and specials already classified
- A–F dividend safety grades
- The last day to buy on every ex-date
- Option-income ETF distributions and typical raise months
Choose Financial Modeling Prep (FMP) for
- Deep fundamentals: financial statements, ratios, estimates and transcripts
- 30+ years of history
- Global coverage on higher plans
- 300 calls a minute on Starter
Or use both
MCP clients connect to several servers at once, and the assistant picks a tool for each question. Keep Financial Modeling Prep (FMP) for deep fundamentals: financial statements, ratios, estimates and transcripts and 30+ years of history, and add SmarterDividends for the dividend questions: when does it go ex, has it ever cut, is the dividend safe, when does it usually raise.
Adding SmarterDividends takes one URL and no key: https://smarterdividends.com/mcp. See the setup steps for Claude, ChatGPT, Cursor and others.
SmarterDividends vs Financial Modeling Prep (FMP): FAQ
Is SmarterDividends or Financial Modeling Prep (FMP) better for dividend data?
FMP is the better choice for deep fundamentals and global data, but its free plan covers dividends for only 87 stocks. SmarterDividends gives an assistant every U.S. dividend, classified raises and cuts and safety grades for free.
Does Financial Modeling Prep (FMP)'s MCP server need an API key?
API key required. SmarterDividends' MCP server needs no key, account or sign-in: add https://smarterdividends.com/mcp to your AI app.
What does Financial Modeling Prep (FMP) cost for dividend data?
Starter, $29 a month ($19 billed yearly), for full U.S. dividend data; the UK and Canada from $69 a month, global from $139. Its free plan: basic: 250 calls a day; dividend data limited to 87 stocks (AAPL, TSLA, AMZN and 84 more), 5 results per call and one month of calendar history. Prices as published on October 21, 2026; check Financial Modeling Prep (FMP)'s site for current plans. SmarterDividends is free.
Can I use Financial Modeling Prep (FMP) and SmarterDividends together?
Yes. MCP clients such as Claude, ChatGPT and Cursor can connect both, and the assistant picks the right tool for each question: Financial Modeling Prep (FMP) for deep fundamentals: financial statements, ratios, estimates and transcripts, SmarterDividends for dividend dates, raises and cuts, and safety.
Other comparisons
Financial Modeling Prep (FMP) details are as published by Financial Modeling Prep (FMP) on October 21, 2026; plans change, so confirm on its site. Not investment advice.