SmarterDividends

HDV vs XLU: Which Is the Better Dividend Stock?

As of September 2026, XLU (State Street Utilities Select Sector SPDR ETF) screens as the stronger dividend stock, winning 4 of 4 head-to-head metrics. XLU offers the higher yield at 3.05%, HDV has the higher dividend-safety score.

MetricHDVXLU
Forward yield3.00%3.05%
Annual dividend$0.85$1.95
Payout ratio——
Years of growth0 yr15 yr
5-yr dividend growth1.9%3.3%
5-yr total return46%—
Dividend safety score62 (C)—
Fair value estimate$11.92—
Upside to fair value-59%—
Frequencymonthlyquarterly
Market cap——
P/E ratio21.317.9

Higher yield

XLU

3.05%

Safer dividend

HDV

Grade C

Faster growth

XLU

3.3%

HDV vs XLU — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.