JPM vs LYG: Which Is the Better Dividend Stock?
As of Nov 5, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. LYG offers the higher yield at 4.14%, JPM has the higher dividend-safety score, and LYG looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: JPM vs LYG
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Lloyds Banking Group plc (LYG) has the higher forward dividend yield at 4.14%, versus 1.87% for JPMorgan Chase & Co. (JPM).
- As of Nov 5, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and LYG's C (60/100).
- By SmarterDividends' count as of Nov 5, 2026, JPM has raised its dividend for 15 consecutive years and LYG for 4.
- As of Nov 5, 2026, JPM pays out 26% of its earnings as dividends and LYG pays out 42%.
- As of Nov 5, 2026, JPM's fair-value estimate is 7% above its share price and LYG's fair-value estimate is 75% above its share price, so LYG looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs LYG: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/jpm-vs-lyg
| Metric | JPM | LYG |
|---|---|---|
| Forward yield | 1.87% | 4.14% |
| Annual dividend | $6.60 | $0.22 |
| Payout ratio | 26% | 42% |
| Years of growth | 15 yr | 4 yr |
| 5-yr dividend growth | 9.0% | — |
| 5-yr total return | 112% | 106% |
| Dividend safety score | 82 (A) | 60 (C) |
| Fair value estimate | $364.60 | $9.07 |
| Upside to fair value | +7% | +75% |
| Frequency | quarterly | quarterly |
| Market cap | $906.8B | $74.1B |
| P/E ratio | 14.3 | 10.0 |
Higher yield
LYG
4.14%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
LYG
+75% upside
JPM vs LYG — FAQ
Is JPM or LYG a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 2). LYG offers the higher yield (4.14%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or LYG?
LYG has the higher forward dividend yield at 4.14%, versus 1.87% for JPM.
Is JPM or LYG safer?
JPM has the higher dividend-safety score (82/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or LYG better value right now?
As of Nov 5, 2026, LYG looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.