SmarterDividends

JPM vs MA: Which Is the Better Dividend Stock?

As of Oct 29, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JPM offers the higher yield at 1.97%, MA has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).

Key facts: JPM vs MA

Data as of · Source: SmarterDividends data

  • As of Oct 29, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.97%, versus 0.57% for Mastercard Incorporated (MA).
  • As of Oct 29, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and MA's A (89/100).
  • By SmarterDividends' count as of Oct 29, 2026, JPM has raised its dividend for 15 consecutive years and MA for 14.
  • As of Oct 29, 2026, JPM pays out 26% of its earnings as dividends and MA pays out 18%.
  • As of Oct 29, 2026, JPM's fair-value estimate is 7% above its share price and MA's fair-value estimate is 21% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "JPM vs MA: Dividend Yield, Safety & Value Compared," updated Oct 29, 2026, https://smarterdividends.com/compare/jpm-vs-ma

MetricJPMMA
Forward yield1.97%0.57%
Annual dividend$6.60$3.48
Payout ratio26%18%
Years of growth15 yr14 yr
5-yr dividend growth9.0%13.7%
5-yr total return109%98%
Dividend safety score82 (A)89 (A)
Fair value estimate$364.60$483.05
Upside to fair value+7%-21%
Frequencyquarterlyquarterly
Market cap$901.0B$534.6B
P/E ratio14.233.6

Higher yield

JPM

1.97%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

JPM

+7% upside

JPM vs MA — FAQ

Is JPM or MA a better dividend stock?

On the data, JPM wins more head-to-head categories (5 vs 3). JPM offers the higher yield (1.97%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, JPM or MA?

JPM has the higher forward dividend yield at 1.97%, versus 0.57% for MA.

Is JPM or MA safer?

MA has the higher dividend-safety score (89/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.

Is JPM or MA better value right now?

As of Oct 29, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For MA, its fair-value estimate is 21% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.