HBCYF vs MA: Which Is the Better Dividend Stock?
As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.70%, MA has the higher dividend-safety score, and HBCYF trades at the larger discount to fair value (+33%).
| Metric | HBCYF | MA |
|---|---|---|
| Forward yield | 3.70% | 0.62% |
| Annual dividend | $0.75 | $3.48 |
| Payout ratio | 54% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | — | 13.7% |
| 5-yr total return | 306% | 63% |
| Dividend safety score | 56 (C) | 88 (A) |
| Fair value estimate | $27.26 | $571.07 |
| Upside to fair value | +33% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $354.5B | $491.8B |
| P/E ratio | 14.7 | 31.0 |
Higher yield
HBCYF
3.70%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HBCYF
+33% upside
HBCYF vs MA — FAQ
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