HBCYF vs MA: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 3.81%, MA has the higher dividend-safety score, and HBCYF trades at the larger discount to fair value (+41%).
| Metric | HBCYF | MA |
|---|---|---|
| Forward yield | 3.81% | 0.61% |
| Annual dividend | $0.75 | $3.48 |
| Payout ratio | 54% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | — | 13.7% |
| 5-yr total return | 227% | 69% |
| Dividend safety score | 56 (C) | 88 (A) |
| Fair value estimate | $27.70 | $574.22 |
| Upside to fair value | +41% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $336.7B | $497.3B |
| P/E ratio | 14.1 | 31.2 |
Higher yield
HBCYF
3.81%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HBCYF
+41% upside
HBCYF vs MA — FAQ
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