HBCYF vs HSBC: Which Is the Better Dividend Stock?
As of Oct 20, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. HBCYF offers the higher yield at 4.17%, HSBC has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 54% above its share price).
Key facts: HBCYF vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 20, 2026, HSBC Holdings plc (HBCYF) has the higher forward dividend yield at 4.17%, versus 4.03% for HSBC Holdings plc (HSBC).
- As of Oct 20, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and HSBC's B (72/100).
- As of Oct 20, 2026, HBCYF pays out 54% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 20, 2026, HBCYF's fair-value estimate is 54% above its share price and HSBC's fair-value estimate is 46% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 20, 2026, https://smarterdividends.com/compare/hbcyf-vs-hsbc
| Metric | HBCYF | HSBC |
|---|---|---|
| Forward yield | 4.17% | 4.03% |
| Annual dividend | $0.75 | $3.75 |
| Payout ratio | 54% | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | — | -13.8% |
| 5-yr total return | 226% | 242% |
| Dividend safety score | 56 (C) | 72 (B) |
| Fair value estimate | $27.73 | $135.99 |
| Upside to fair value | +54% | +46% |
| Frequency | quarterly | quarterly |
| Market cap | $307.8B | $317.9B |
| P/E ratio | 12.8 | 13.3 |
Higher yield
HBCYF
4.17%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
HBCYF
+54% upside
HBCYF vs HSBC — FAQ
Is HBCYF or HSBC a better dividend stock?
On the data, HSBC wins more head-to-head categories (3 vs 2). HBCYF offers the higher yield (4.17%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or HSBC?
HBCYF has the higher forward dividend yield at 4.17%, versus 4.03% for HSBC.
Is HBCYF or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or HSBC better value right now?
As of Oct 20, 2026, HBCYF looks like the better value: its fair-value estimate is 54% above its share price (undervalued). For HSBC, its fair-value estimate is 46% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.