BAC vs HSBC: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and HSBC are closely matched. HSBC offers the higher yield at 4.34%, BAC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 59% above its share price).
Key facts: BAC vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.34%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and HSBC for 0.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and HSBC's fair-value estimate is 59% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-hsbc
| Metric | BAC | HSBC |
|---|---|---|
| Forward yield | 2.52% | 4.34% |
| Annual dividend | $1.28 | $3.75 |
| Payout ratio | 26% | 54% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -13.8% |
| 5-yr total return | 14% | 228% |
| Dividend safety score | 87 (A) | 72 (B) |
| Fair value estimate | $63.43 | $137.57 |
| Upside to fair value | +24% | +59% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $296.2B |
| P/E ratio | 12.2 | 11.3 |
Higher yield
HSBC
4.34%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
HSBC
+59% upside
BAC vs HSBC — FAQ
Is BAC or HSBC a better dividend stock?
BAC and HSBC are closely matched. HSBC has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or HSBC?
HSBC has the higher forward dividend yield at 4.34%, versus 2.52% for BAC.
Is BAC or HSBC safer?
BAC has the higher dividend-safety score (87/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or HSBC better value right now?
As of Oct 30, 2026, HSBC looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.