HSBC vs MA: Which Is the Better Dividend Stock?
As of September 2026, HSBC and MA are closely matched. HSBC offers the higher yield at 3.56%, MA has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+29%).
| Metric | HSBC | MA |
|---|---|---|
| Forward yield | 3.56% | 0.61% |
| Annual dividend | $3.75 | $3.48 |
| Payout ratio | 54% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 13.7% |
| 5-yr total return | 303% | 64% |
| Dividend safety score | 72 (B) | 88 (A) |
| Fair value estimate | $136.26 | $573.72 |
| Upside to fair value | +29% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $356.0B | $503.2B |
| P/E ratio | 14.8 | 31.6 |
Higher yield
HSBC
3.56%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HSBC
+29% upside
HSBC vs MA — FAQ
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