HSBC vs MA: Which Is the Better Dividend Stock?
As of July 2026, HSBC and MA are closely matched. HSBC offers the higher yield at 3.73%, MA has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | HSBC | MA |
|---|---|---|
| Forward yield | 3.73% | 0.64% |
| Annual dividend | $3.75 | $3.48 |
| Payout ratio | 62% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 13.7% |
| 5-yr total return | 281% | 57% |
| Dividend safety score | 70 (B) | 89 (A) |
| Fair value estimate | $127.75 | $558.71 |
| Upside to fair value | +27% | +3% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $483.7B |
| P/E ratio | 16.6 | 31.4 |
Higher yield
HSBC
3.73%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HSBC
+27% upside
HSBC vs MA — FAQ
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