HSBC vs MA: Which Is the Better Dividend Stock?
As of August 2026, HSBC and MA are closely matched. HSBC offers the higher yield at 3.50%, MA has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+18%).
| Metric | HSBC | MA |
|---|---|---|
| Forward yield | 3.50% | 0.62% |
| Annual dividend | $3.75 | $3.48 |
| Payout ratio | 62% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 13.7% |
| 5-yr total return | 302% | 66% |
| Dividend safety score | 70 (B) | 89 (A) |
| Fair value estimate | $125.42 | $571.30 |
| Upside to fair value | +18% | -0% |
| Frequency | quarterly | quarterly |
| Market cap | $365.0B | $502.0B |
| P/E ratio | 17.7 | 31.5 |
Higher yield
HSBC
3.50%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HSBC
+18% upside
HSBC vs MA — FAQ
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.