HSBC vs MA: Which Is the Better Dividend Stock?
As of Oct 30, 2026, HSBC and MA are closely matched. HSBC offers the higher yield at 4.34%, MA has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 59% above its share price).
Key facts: HSBC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.34%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 30, 2026, HSBC has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 30, 2026, HSBC pays out 54% of its earnings as dividends and MA pays out 18%.
- As of Oct 30, 2026, HSBC's fair-value estimate is 59% above its share price and MA's fair-value estimate is 24% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/hsbc-vs-ma
| Metric | HSBC | MA |
|---|---|---|
| Forward yield | 4.34% | 0.57% |
| Annual dividend | $3.75 | $3.48 |
| Payout ratio | 54% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 13.7% |
| 5-yr total return | 228% | 98% |
| Dividend safety score | 72 (B) | 89 (A) |
| Fair value estimate | $137.57 | $483.05 |
| Upside to fair value | +59% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $296.2B | $556.9B |
| P/E ratio | 11.3 | 35.0 |
Higher yield
HSBC
4.34%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
HSBC
+59% upside
HSBC vs MA — FAQ
Is HSBC or MA a better dividend stock?
HSBC and MA are closely matched. HSBC has the higher yield; MA scores better on safety.
Which has a higher dividend yield, HSBC or MA?
HSBC has the higher forward dividend yield at 4.34%, versus 0.57% for MA.
Is HSBC or MA safer?
MA has the higher dividend-safety score (89/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or MA better value right now?
As of Oct 30, 2026, HSBC looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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