BAC vs MA: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 1.83%, MA has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | MA |
|---|---|---|
| Forward yield | 1.83% | 0.64% |
| Annual dividend | $1.12 | $3.48 |
| Payout ratio | 26% | 18% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 13.7% |
| 5-yr total return | 47% | 57% |
| Dividend safety score | 85 (A) | 89 (A) |
| Fair value estimate | $101.75 | $558.71 |
| Upside to fair value | +66% | +3% |
| Frequency | quarterly | quarterly |
| Market cap | $424.0B | $483.7B |
| P/E ratio | 14.1 | 31.4 |
Higher yield
BAC
1.83%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BAC
+66% upside
BAC vs MA — FAQ
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.