BAC vs MA: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, MA has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | MA |
|---|---|---|
| Forward yield | 2.04% | 0.61% |
| Annual dividend | $1.28 | $3.48 |
| Payout ratio | 26% | 18% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 13.7% |
| 5-yr total return | 48% | 64% |
| Dividend safety score | 86 (A) | 88 (A) |
| Fair value estimate | $91.51 | $573.72 |
| Upside to fair value | +46% | +1% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $498.6B |
| P/E ratio | 14.5 | 31.3 |
Higher yield
BAC
2.04%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BAC
+46% upside
BAC vs MA — FAQ
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