SmarterDividends

HSBC vs V: Which Is the Better Dividend Stock?

As of Oct 30, 2026, HSBC and V are closely matched. HSBC offers the higher yield at 4.34%, V has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 59% above its share price).

Key facts: HSBC vs V

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.34%, versus 0.67% for Visa Inc. (V).
  • As of Oct 30, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 30, 2026, HSBC has raised its dividend for 0 consecutive years and V for 17.
  • As of Oct 30, 2026, HSBC pays out 54% of its earnings as dividends and V pays out 22%.
  • As of Oct 30, 2026, HSBC's fair-value estimate is 59% above its share price and V's fair-value estimate is 25% below its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HSBC vs V: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/hsbc-vs-v

MetricHSBCV
Forward yield4.34%0.67%
Annual dividend$3.75$2.68
Payout ratio54%22%
Years of growth0 yr17 yr
5-yr dividend growth-13.8%14.9%
5-yr total return228%111%
Dividend safety score72 (B)93 (A)
Fair value estimate$137.57$306.97
Upside to fair value+59%-25%
Frequencyquarterlyquarterly
Market cap$296.2B$767.3B
P/E ratio11.333.3

Higher yield

HSBC

4.34%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

HSBC

+59% upside

HSBC vs V — FAQ

Is HSBC or V a better dividend stock?

HSBC and V are closely matched. HSBC has the higher yield; V scores better on safety.

Which has a higher dividend yield, HSBC or V?

HSBC has the higher forward dividend yield at 4.34%, versus 0.67% for V.

Is HSBC or V safer?

V has the higher dividend-safety score (93/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.

Is HSBC or V better value right now?

As of Oct 30, 2026, HSBC looks like the better value: its fair-value estimate is 59% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.