HBCYF vs V: Which Is the Better Dividend Stock?
As of Nov 11, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HBCYF offers the higher yield at 2.23%, V has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 36% above its share price).
Key facts: HBCYF vs V
Data as of · Source: SmarterDividends data
- As of Nov 11, 2026, HSBC Holdings plc (HBCYF) has the higher forward dividend yield at 2.23%, versus 0.74% for Visa Inc. (V).
- As of Nov 11, 2026, SmarterDividends grades HBCYF's dividend safety C (56/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 11, 2026, HBCYF has raised its dividend for 0 consecutive years and V for 17.
- As of Nov 11, 2026, HBCYF pays out 54% of its earnings as dividends and V pays out 22%.
- As of Nov 11, 2026, HBCYF's fair-value estimate is 36% above its share price and V's fair-value estimate is 24% below its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HBCYF vs V: Dividend Yield, Safety & Value Compared," updated Nov 11, 2026, https://smarterdividends.com/compare/hbcyf-vs-v
| Metric | HBCYF | V |
|---|---|---|
| Forward yield | 2.23% | 0.74% |
| Annual dividend | $0.40 | $3.12 |
| Payout ratio | 54% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | — | 14.9% |
| 5-yr total return | 214% | 118% |
| Dividend safety score | 56 (C) | 93 (A) |
| Fair value estimate | $24.43 | $321.86 |
| Upside to fair value | +36% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $306.7B | $789.2B |
| P/E ratio | 11.7 | 34.3 |
Higher yield
HBCYF
2.23%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
HBCYF
+36% upside
HBCYF vs V — FAQ
Is HBCYF or V a better dividend stock?
On the data, V wins more head-to-head categories (4 vs 3). HBCYF offers the higher yield (2.23%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HBCYF or V?
HBCYF has the higher forward dividend yield at 2.23%, versus 0.74% for V.
Is HBCYF or V safer?
V has the higher dividend-safety score (93/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is HBCYF or V better value right now?
As of Nov 11, 2026, HBCYF looks like the better value: its fair-value estimate is 36% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.