HSBC Holdings plc
HBCYFFinancial Services · Stock · quarterly payer
Forward Yield
3.66%
Annual Dividend
$0.75
Payout Ratio
54%
5-Yr Growth
—
Ex-Date
Aug 13, 2026
Frequency
Quarterly
Summary
As of August 2026, HSBC Holdings plc (HBCYF) yields 3.66% ($0.75 per share annually), with a blended fair-value estimate of $25.17 — +19% upside, so it screens as undervalued. Dividend safety grade: C (56/100).
Is HBCYF a good dividend stock?
MixedHSBC Holdings plc (HBCYF) pays a quarterly dividend yielding 3.66% ($0.75/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (54%)
- 306% total price return over 5 years
Risks
- Cut its dividend in 2023
Key Data
- Dividend Yield
- 3.66%
- Payout Ratio
- 54%
- Annual Dividend
- $0.75
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Aug 13, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- 0.58
- Market Cap
- $351.5B
- P/E Ratio
- 14.6
- 5-Yr Total Return
- 306%
- 52-Week Range
- $11.90 – $21.85
- Dividend Safety
- C · 56/100
- Ever Cut?
- Yes (2023)
Frequently Asked Questions
HBCYF Price — Last 12 Months
Daily close
Price Return
1 Year
+63%
3 Years
+181%
5 Years
+306%
52-Week Range
$11.90 – $21.85
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HBCYF worth?
Undervaluedmedium confidenceOur blended fair-value estimate for HSBC Holdings plc is $25.17 per share, versus a market price of $21.10. That implies 19% of upside — a margin of safety of about 16%.
Fair Value
$25.17
Current Price
$21.10
Upside
+19%
Margin of Safety
16%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 8.8% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.1% discount rate (CAPM), 8.8% stage-1 growth, 2.5% terminal growth, $1.21 EPS, $0.75 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HBCYF Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 12, 2026 | — | $0.4500 | regular |
| Aug 14, 2025 | — | $0.1000 | regular |
| May 8, 2025 | — | $0.0980 | regular |
| Mar 6, 2025 | — | $0.3520 | regular |
| Nov 7, 2024 | — | $0.1000 | regular |
| Aug 15, 2024 | — | $0.1000 | regular |
| May 9, 2024 | — | $0.3100 | regular |
| Mar 7, 2024 | — | $0.3100 | regular |
| Nov 9, 2023 | — | $0.1000 | regular |
| Aug 10, 2023 | — | $0.1000 | regular |
| May 11, 2023 | — | $0.1000 | regular |
| Mar 2, 2023 | — | $0.2300 | regular |
| Aug 18, 2022 | — | $0.0900 | regular |
| Mar 10, 2022 | — | $0.1800 | regular |
Income Calculator
At $0.75 / yr per share
