SmarterDividends

MSFT vs OBIIF: Which Is the Better Dividend Stock?

As of July 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OBIIF offers the higher yield at 2.80%, MSFT has the higher dividend-safety score, and OBIIF trades at the larger discount to fair value (+12%).

MetricMSFTOBIIF
Forward yield0.92%2.80%
Annual dividend$3.64$0.59
Payout ratio21%49%
Years of growth20 yr9 yr
5-yr dividend growth10.2%17.1%
5-yr total return30%-49%
Dividend safety score91 (A)87 (A)
Fair value estimate$354.91$23.64
Upside to fair value-10%+12%
Frequencyquarterlymonthly
Market cap$3.0T$9.1B
P/E ratio23.519.9

Higher yield

OBIIF

2.80%

Safer dividend

MSFT

Grade A

Faster growth

OBIIF

17.1%

Better value

OBIIF

+12% upside

MSFT vs OBIIF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.