AAPL vs MSFT: Which Is the Better Dividend Stock?
As of September 2026, MSFT (Microsoft Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. MSFT offers the higher yield at 0.71%, MSFT has the higher dividend-safety score, and MSFT trades at the larger discount to fair value (-22%).
| Metric | AAPL | MSFT |
|---|---|---|
| Forward yield | 0.33% | 0.71% |
| Annual dividend | $1.08 | $3.64 |
| Payout ratio | 12% | 20% |
| Years of growth | 14 yr | 20 yr |
| 5-yr dividend growth | 5.0% | 10.2% |
| 5-yr total return | 126% | 77% |
| Dividend safety score | 95 (A) | 97 (A) |
| Fair value estimate | $178.57 | $390.92 |
| Upside to fair value | -44% | -22% |
| Frequency | quarterly | quarterly |
| Market cap | $4.7T | $3.7T |
| P/E ratio | 37.6 | 28.4 |
Higher yield
MSFT
0.71%
Safer dividend
MSFT
Grade A
Faster growth
MSFT
10.2%
Better value
MSFT
-22% upside
AAPL vs MSFT — FAQ
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