PM vs UG: Which Is the Better Dividend Stock?
As of Oct 27, 2026, PM (Philip Morris International Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UG offers the higher yield at 9.06%, PM has the higher dividend-safety score, and UG looks like the better value (its fair-value estimate is 19% above its share price).
Key facts: PM vs UG
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, United-Guardian, Inc. (UG) has the higher forward dividend yield at 9.06%, versus 3.17% for Philip Morris International Inc. (PM).
- As of Oct 27, 2026, SmarterDividends grades PM's dividend safety B (77/100) and UG's D (45/100).
- By SmarterDividends' count as of Oct 27, 2026, PM has raised its dividend for 13 consecutive years and UG for 0.
- As of Oct 27, 2026, PM pays out 84% of its earnings as dividends and UG pays out 93%.
- As of Oct 27, 2026, PM's fair-value estimate is 21% below its share price and UG's fair-value estimate is 19% above its share price, so UG looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "PM vs UG: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/pm-vs-ug
| Metric | PM | UG |
|---|---|---|
| Forward yield | 3.17% | 9.06% |
| Annual dividend | $6.40 | $0.60 |
| Payout ratio | 84% | 93% |
| Years of growth | 13 yr | 0 yr |
| 5-yr dividend growth | 3.5% | -5.1% |
| 5-yr total return | 132% | -58% |
| Dividend safety score | 77 (B) | 45 (D) |
| Fair value estimate | $159.37 | $7.93 |
| Upside to fair value | -21% | +19% |
| Frequency | quarterly | semiannual |
| Market cap | $314.6B | $30.5M |
| P/E ratio | 29.5 | 12.3 |
Higher yield
UG
9.06%
Safer dividend
PM
Grade B
Faster growth
PM
3.5%
Better value
UG
+19% upside
PM vs UG — FAQ
Is PM or UG a better dividend stock?
On the data, PM wins more head-to-head categories (6 vs 2). UG offers the higher yield (9.06%), while PM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, PM or UG?
UG has the higher forward dividend yield at 9.06%, versus 3.17% for PM.
Is PM or UG safer?
PM has the higher dividend-safety score (77/100 vs 45/100), reflecting stronger payout coverage and dividend-growth history.
Is PM or UG better value right now?
As of Oct 27, 2026, UG looks like the better value: its fair-value estimate is 19% above its share price (undervalued). For PM, its fair-value estimate is 21% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.