SmarterDividends
UG

United-Guardian, Inc.

UG

Consumer Defensive · Household & Personal Products · Stock · semiannual payer

$6.65

Undervalued · +19% Add to Portfolio

Forward Yield

9.06%

Annual Dividend

$0.60

Payout Ratio

93%

5-Yr Growth

-5.1%

Ex-Date

Jul 28, 2026

Frequency

Semiannual

Key facts about UG's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 27, 2026, United-Guardian, Inc. (UG) has a forward dividend yield of 9.06%, based on an annual dividend of $0.60 per share and a share price of $6.65.
  • As of Oct 27, 2026, UG's dividend safety grade from SmarterDividends is D (45 out of 100), which rates the dividend as unsafe.
  • UG last cut its regular dividend in 2024.
  • UG's most recent ex-dividend date was Jul 28, 2026, for a dividend of $0.30 per share.
  • As of Oct 27, 2026, UG pays out 93% of its trailing 12-month earnings as dividends (its payout ratio).
  • UG's dividend has shrunk at an average rate of 5.1% a year over the past five years.
  • As of Oct 27, 2026, UG's 9.06% yield is 75% above its five-year average yield of 5.19%.
  • As of Oct 27, 2026, SmarterDividends' blended fair-value estimate for UG is $7.93 per share, 19% above the $6.65 share price, so UG screens as undervalued.
  • United-Guardian, Inc. (UG) pays its dividend semiannual, 2 times a year.
Cite this page

SmarterDividends, "UG Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 27, 2026, https://smarterdividends.com/stocks/UG

Summary

As of Oct 27, 2026, United-Guardian, Inc. (UG) yields 9.06% ($0.60 a year per share) and has a dividend safety grade of D (45/100).

Is UG a good dividend stock?

Mixed

United-Guardian, Inc. (UG) pays a semiannual dividend yielding 9.06% ($0.60/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

    Risks

    • Cut its dividend in 2024
    • Elevated payout ratio (93%)
    • Dividend has been shrinking, not growing
    • Very high yield can signal elevated risk
    • Share price is down over the past 5 years
    • Below-average dividend safety score

    Key Data

    Dividend Yield
    9.06%
    Payout Ratio
    93%
    Annual Dividend
    $0.60
    5-Yr Avg Growth
    -5.1%
    Ex-Dividend Date
    Jul 28, 2026
    Years of Growth
    0
    Frequency
    semiannual
    Beta
    0.95
    Market Cap
    $30.5M
    P/E Ratio
    12.3
    5-Yr Total Return
    -58%
    52-Week Range
    $5.58 – $8.45
    Dividend Safety
    D · 45/100
    Ever Cut?
    Yes (2024)

    UG dividend changes

    United-Guardian, Inc. (UG) pays a variable dividend: across the 53 payments on record since 1997, 30 were higher than the one before and 11 lower. The latest change was up 20.0% to $0.300 per share, going ex-dividend on Jul 28, 2026.

    Ex-dateChangeOld → newMove
    Jul 28, 2026Higher$0.250 → $0.300+20.0%
    Feb 9, 2026Lower$0.350 → $0.250−28.6%
    Jul 25, 2025Lower$0.350 → $0.250−28.6%
    Feb 10, 2025Higher$0.250 → $0.350+40.0%
    Jul 23, 2024Higher$0.100 → $0.350+250.0%
    Feb 9, 2024Lower$0.310 → $0.250−19.4%
    Jul 25, 2023Lower$0.370 → $0.100−73.0%
    Nov 25, 2022Lower$0.650 → $0.310−52.3%
    May 20, 2022Lower$0.480 → $0.370−22.9%
    Nov 26, 2021Higher$0.360 → $0.650+80.6%
    May 27, 2021Higher$0.420 → $0.480+14.3%
    Nov 30, 2020Lower$0.550 → $0.360−34.5%
    Every UG payment →Download every raise and cut (CSV)
    UG ex-dividend date & scheduleNext ex-date Jul 28, 2026 · full ex-dividend historyView →UG dividend historyEvery payment, totals by year, raises and cutsView →

    Frequently Asked Questions

    Is UG a good dividend stock?

    Mixed. United-Guardian, Inc. (UG) pays a semiannual dividend yielding 9.06% ($0.60/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

    Is UG undervalued?

    Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UG's fair value is about $7.93 versus a $6.65 share price — so it looks undervalued (+19% vs. fair value).

    Is UG's dividend safe?

    UG has a dividend-safety grade of D (45/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a dividend cut in 2024, debt and yield-versus-history.

    What is UG's fair value?

    Our blended fair-value estimate for UG is about $7.93 per share, roughly 19% above the current $6.65 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

    Is UG a buy, hold, or sell?

    We don't issue formal ratings, but on the data UG screens as "mixed" and undervalued. United-Guardian, Inc. (UG) pays a semiannual dividend yielding 9.06% ($0.60/yr), with 0 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal. This is research for your own analysis, not investment advice.

    Will UG cut its dividend?

    UG earns a dividend-safety grade of D (45/100), and has cut its dividend before (last in 2024). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

    Does UG pay a dividend?

    Yes. United-Guardian, Inc. pays a semiannual dividend of about $0.60 per share annually, a forward yield of roughly 9.06%.

    What is UG's dividend yield?

    As of Oct 27, 2026, UG's forward dividend yield is 9.06%, based on a $0.60 annual dividend and a $6.65 share price.

    What is UG's dividend per share?

    As of Oct 27, 2026, UG pays $0.60 per share per year, distributed on a semiannual basis.

    What is UG's dividend payout ratio?

    As of Oct 27, 2026, UG's payout ratio is 93% of trailing 12-month earnings — an elevated level worth watching, as it leaves less cushion if earnings dip.

    How many years has UG grown its dividend?

    UG does not currently have a long dividend-growth streak on record.

    When is the next UG ex-dividend date?

    As of Oct 27, 2026, UG's next ex-dividend date hasn't been announced. The most recent was Jul 28, 2026, for $0.30 per share.

    Income Calculator

    At $0.60 / yr per share

    Per payment (semiannual)$30.00
    Annual$60.00
    Monthly avg$5.00

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