United-Guardian, Inc.
UGConsumer Defensive · Stock · semiannual payer
$7.00
Add to PortfolioForward Yield
7.14%
Annual Dividend
$0.50
Payout Ratio
96%
5-Yr Growth
-5.1%
Ex-Date
Feb 9, 2026
Frequency
Semiannual
UG Dividend Safety Score
46/ 100
Grade D
Risky
Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2024
Earnings payout coverage96% of earnings paid out
Yield vs its historyYield is 1.4× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is UG a good dividend stock?
MixedUnited-Guardian, Inc. (UG) pays a semiannual dividend yielding 7.14% ($0.50/yr), with 2 years of growth and a dividend-safety grade of D. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
Risks
- Cut its dividend in 2024
- Elevated payout ratio (96%)
- Dividend has been shrinking, not growing
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 7.14%
- Payout Ratio
- 96%
- Annual Dividend
- $0.50
- 5-Yr Avg Growth
- -5.1%
- Ex-Dividend Date
- Feb 9, 2026
- Years of Growth
- 2
- Frequency
- semiannual
- Beta
- —
- Market Cap
- $32.2M
- P/E Ratio
- 13.5
- 5-Yr Total Return
- -53%
- 52-Week Range
- $5.58 – $9.88
- Dividend Safety
- D · 46/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Feb 9, 2026 | — | $0.2500 | regular |
| Jul 25, 2025 | — | $0.2500 | regular |
| Feb 10, 2025 | — | $0.3500 | regular |
| Jul 23, 2024 | — | $0.3500 | regular |
| Feb 9, 2024 | — | $0.2500 | regular |
| Jul 25, 2023 | — | $0.1000 | regular |
| Nov 25, 2022 | — | $0.3100 | regular |
| May 20, 2022 | — | $0.3700 | regular |
| Nov 26, 2021 | — | $0.6500 | regular |
| May 27, 2021 | — | $0.4800 | regular |
| Nov 30, 2020 | — | $0.3600 | regular |
| Jun 2, 2020 | — | $0.4200 | regular |
| Dec 2, 2019 | — | $0.5500 | regular |
| May 30, 2019 | — | $0.5500 | regular |
Income Calculator
At $0.50 / yr per share
Per payment (semiannual)$25.00
Annual$50.00
Monthly avg$4.17
