Japan Post Holdings Co., Ltd.
JPHLFFinancial Services · Stock · monthly payer
Forward Yield
3.29%
Annual Dividend
$0.38
Payout Ratio
39%
5-Yr Growth
-0.1%
Ex-Date
Sep 29, 2026
Frequency
Monthly
Summary
As of August 2026, Japan Post Holdings Co., Ltd. (JPHLF) yields 3.29% ($0.38 per share annually), with a blended fair-value estimate of $17.48 — +52% upside, so it screens as undervalued. Dividend safety grade: C (52/100).
Is JPHLF a good dividend stock?
MixedJapan Post Holdings Co., Ltd. (JPHLF) pays a monthly dividend yielding 3.29% ($0.38/yr), with 0 years of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.
Advantages
- Comfortable payout ratio (39%)
Risks
- Cut its dividend in 2024
- Dividend has been shrinking, not growing
Key Data
- Dividend Yield
- 3.29%
- Payout Ratio
- 39%
- Annual Dividend
- $0.38
- 5-Yr Avg Growth
- -0.1%
- Ex-Dividend Date
- Sep 29, 2026
- Years of Growth
- 0
- Frequency
- monthly
- Beta
- —
- Market Cap
- $32.3B
- P/E Ratio
- 14.4
- 5-Yr Total Return
- 32%
- 52-Week Range
- $9.21 – $11.73
- Dividend Safety
- C · 52/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
JPHLF Price — Last 12 Months
Daily close
Price Return
1 Year
+25%
3 Years
+55%
5 Years
+32%
52-Week Range
$9.21 – $11.73
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is JPHLF worth?
Undervaluedlow confidenceOur blended fair-value estimate for Japan Post Holdings Co., Ltd. is $17.48 per share, versus a market price of $11.50. That implies 52% of upside — a margin of safety of about 34%.
Fair Value
$17.48
Current Price
$11.50
Upside
+52%
Margin of Safety
34%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $0.80 EPS, $0.38 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
JPHLF Dividend Safety Score
Borderline
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 30, 2026 | — | $0.1596 | regular |
| Mar 30, 2026 | — | $0.1588 | regular |
| Mar 30, 2026 | — | $0.1586 | regular |
| Mar 30, 2026 | — | $0.1586 | regular |
| Mar 30, 2026 | — | $0.1585 | regular |
| Mar 30, 2026 | — | $0.1584 | regular |
| Mar 30, 2026 | — | $0.1579 | regular |
| Mar 30, 2026 | — | $0.1578 | regular |
| Mar 30, 2026 | — | $0.1561 | regular |
| Mar 30, 2026 | — | $0.1561 | regular |
| Mar 30, 2026 | — | $0.1560 | regular |
| Mar 30, 2026 | — | $0.1560 | regular |
| Mar 30, 2026 | — | $0.1558 | regular |
| Mar 30, 2026 | — | $0.1556 | regular |
Income Calculator
At $0.38 / yr per share
