BAC vs JPHLF: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. JPHLF offers the higher yield at 3.29%, BAC has the higher dividend-safety score, and JPHLF trades at the larger discount to fair value (+74%).
| Metric | BAC | JPHLF |
|---|---|---|
| Forward yield | 2.07% | 3.29% |
| Annual dividend | $1.28 | $0.38 |
| Payout ratio | 26% | 39% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -0.0% |
| 5-yr total return | 45% | 32% |
| Dividend safety score | 83 (A) | 54 (C) |
| Fair value estimate | $77.08 | $19.96 |
| Upside to fair value | +25% | +74% |
| Frequency | quarterly | monthly |
| Market cap | $435.9B | $32.3B |
| P/E ratio | 14.2 | 14.4 |
Higher yield
JPHLF
3.29%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
JPHLF
+74% upside
BAC vs JPHLF — FAQ
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