SmarterDividends
PDCC

Pearl Diver Credit Company Inc.

PDCC

Financial Services · Stock · monthly payer

Forward Yield

23.71%

Annual Dividend

$2.37

Payout Ratio

397%

5-Yr Growth

Ex-Date

Jun 16, 2026

Frequency

Monthly

PDCC Dividend Safety Score

50/ 100
Grade C

Borderline

Dividend-growth streak2 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage397% of earnings paid out
Yield vs its historyYield is 2.3× its 5-yr average — elevated

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is PDCC a good dividend stock?

Mixed

Pearl Diver Credit Company Inc. (PDCC) pays a monthly dividend yielding 23.71% ($2.37/yr), with 1 year of growth and a dividend-safety grade of C. The picture is mixed — the dividend pays, but safety or growth signals are weaker than ideal.

Advantages

  • Never cut its dividend on record

Risks

  • Elevated payout ratio (397%)
  • Very high yield can signal elevated risk

Key Data

Dividend Yield
23.71%
Payout Ratio
397%
Annual Dividend
$2.37
5-Yr Avg Growth
Ex-Dividend Date
Jun 16, 2026
Years of Growth
1
Frequency
monthly
Beta
Market Cap
$68.3M
P/E Ratio
5-Yr Total Return
52-Week Range
$9.50 – $18.40
Dividend Safety
C · 50/100
Ever Cut?
No
PDCC ex-dividend date & scheduleNext ex-date Jun 16, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $2.37 / yr per share

Per payment (monthly)$19.75
Annual$237.00
Monthly avg$19.75