MA vs PDCC: Which Is the Better Dividend Stock?
As of Oct 24, 2026, MA and PDCC are closely matched. PDCC offers the higher yield at 21.82%, MA has the higher dividend-safety score, and PDCC looks like the better value (its fair-value estimate is 186% above its share price).
Key facts: MA vs PDCC
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Pearl Diver Credit Company Inc. (PDCC) has the higher forward dividend yield at 21.82%, versus 0.56% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Oct 24, 2026, MA has raised its dividend for 14 consecutive years and PDCC for 0.
- As of Oct 24, 2026, MA's fair-value estimate is 23% below its share price and PDCC's fair-value estimate is 186% above its share price, so PDCC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs PDCC: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/ma-vs-pdcc
| Metric | MA | PDCC |
|---|---|---|
| Forward yield | 0.56% | 21.82% |
| Annual dividend | $3.48 | $1.56 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 98% | — |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $483.05 | $20.42 |
| Upside to fair value | -23% | +186% |
| Frequency | quarterly | monthly |
| Market cap | $546.3B | $49.6M |
| P/E ratio | 33.7 | — |
Higher yield
PDCC
21.82%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
PDCC
+186% upside
MA vs PDCC — FAQ
Is MA or PDCC a better dividend stock?
MA and PDCC are closely matched. PDCC has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or PDCC?
PDCC has the higher forward dividend yield at 21.82%, versus 0.56% for MA.
Is MA or PDCC safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or PDCC better value right now?
As of Oct 24, 2026, PDCC looks like the better value: its fair-value estimate is 186% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.