Republic Bancorp, Inc.
RBCAA27 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
2.11%
Annual Dividend
$1.98
Payout Ratio
29%
5-Yr Growth
9.5%
Ex-Date
Sep 18, 2026
Frequency
Quarterly
Summary
As of July 2026, Republic Bancorp, Inc. (RBCAA) yields 2.11% ($1.98 per share annually), with a blended fair-value estimate of $180.55 — +93% upside, so it screens as undervalued. Dividend safety grade: A (97/100). 27 years of dividend growth.
Is RBCAA a good dividend stock?
YesRepublic Bancorp, Inc. (RBCAA) pays a quarterly dividend yielding 2.11% ($1.98/yr), with 27 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 27 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (29%)
- Strong 9.5% 5-yr dividend growth
- 87% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.11%
- Payout Ratio
- 29%
- Annual Dividend
- $1.98
- 5-Yr Avg Growth
- 9.5%
- Ex-Dividend Date
- Sep 18, 2026
- Years of Growth
- 27
- Frequency
- quarterly
- Beta
- 0.58
- Market Cap
- $1.8B
- P/E Ratio
- 14.3
- 5-Yr Total Return
- 87%
- 52-Week Range
- $63.97 – $94.31
- Dividend Safety
- A · 97/100
- Ever Cut?
- No
Frequently Asked Questions
RBCAA Price — Last 12 Months
Daily close
Price Return
1 Year
+22%
3 Years
+111%
5 Years
+87%
52-Week Range
$63.97 – $94.31
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is RBCAA worth?
Undervaluedlow confidenceOur blended fair-value estimate for Republic Bancorp, Inc. is $180.55 per share, versus a market price of $93.63. That implies 93% of upside — a margin of safety of about 48%.
Fair Value
$180.55
Current Price
$93.63
Upside
+93%
Margin of Safety
48%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -3.9% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 9.3% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $6.54 EPS, $1.98 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
RBCAA Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 18, 2026 | — | $0.4950 | regular |
| Mar 20, 2026 | — | $0.4950 | regular |
| Dec 19, 2025 | — | $0.4510 | regular |
| Sep 19, 2025 | — | $0.4510 | regular |
| Jun 20, 2025 | — | $0.4510 | regular |
| Mar 21, 2025 | — | $0.4510 | regular |
| Dec 20, 2024 | — | $0.4070 | regular |
| Sep 20, 2024 | — | $0.4070 | regular |
| Jun 21, 2024 | — | $0.4070 | regular |
| Mar 14, 2024 | — | $0.4070 | regular |
| Dec 14, 2023 | — | $0.3740 | regular |
| Sep 14, 2023 | — | $0.3740 | regular |
| Jun 15, 2023 | — | $0.3740 | regular |
| Mar 16, 2023 | — | $0.3740 | regular |
Income Calculator
At $1.98 / yr per share
