BAC vs RBCAA: Which Is the Better Dividend Stock?
As of Oct 30, 2026, RBCAA (Republic Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.52%, RBCAA has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs RBCAA
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 2.17% for Republic Bancorp, Inc. (RBCAA).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and RBCAA's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and RBCAA for 27.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and RBCAA pays out 29%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and RBCAA's fair-value estimate is 49% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs RBCAA: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-rbcaa
| Metric | BAC | RBCAA |
|---|---|---|
| Forward yield | 2.52% | 2.17% |
| Annual dividend | $1.28 | $1.98 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 27 yr |
| 5-yr dividend growth | 8.4% | 9.5% |
| 5-yr total return | 12% | 76% |
| Dividend safety score | 87 (A) | 99 (A) |
| Fair value estimate | $63.43 | $46.44 |
| Upside to fair value | +24% | -49% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $1.8B |
| P/E ratio | 12.2 | 13.9 |
Higher yield
BAC
2.52%
Safer dividend
RBCAA
Grade A
Faster growth
RBCAA
9.5%
Better value
BAC
+24% upside
BAC vs RBCAA — FAQ
Is BAC or RBCAA a better dividend stock?
On the data, RBCAA wins more head-to-head categories (5 vs 3). BAC offers the higher yield (2.52%), while RBCAA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or RBCAA?
BAC has the higher forward dividend yield at 2.52%, versus 2.17% for RBCAA.
Is BAC or RBCAA safer?
RBCAA has the higher dividend-safety score (99/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or RBCAA better value right now?
As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For RBCAA, its fair-value estimate is 49% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.