BAC vs MS: Which Is the Better Dividend Stock?
As of July 2026, MS (Morgan Stanley) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. MS offers the higher yield at 2.13%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).
| Metric | BAC | MS |
|---|---|---|
| Forward yield | 1.83% | 2.13% |
| Annual dividend | $1.12 | $4.60 |
| Payout ratio | 26% | 32% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 22.4% |
| 5-yr total return | 47% | 106% |
| Dividend safety score | 85 (A) | 80 (A) |
| Fair value estimate | $101.75 | $278.68 |
| Upside to fair value | +66% | +29% |
| Frequency | quarterly | quarterly |
| Market cap | $424.0B | $331.6B |
| P/E ratio | 14.1 | 17.4 |
Higher yield
MS
2.13%
Safer dividend
BAC
Grade A
Faster growth
MS
22.4%
Better value
BAC
+66% upside
BAC vs MS — FAQ
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