SmarterDividends
SYF

Synchrony Financial

SYF

Financial Services · Stock · quarterly payer

Forward Yield

1.70%

Annual Dividend

$1.20

Payout Ratio

12%

5-Yr Growth

6.4%

Ex-Date

May 5, 2026

Frequency

Quarterly

SYF Dividend Safety Score

86/ 100
Grade A

Very Safe

Dividend-growth streak8 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage12% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is SYF a good dividend stock?

Yes

Synchrony Financial (SYF) pays a quarterly dividend yielding 1.70% ($1.20/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Never cut its dividend on record
  • Comfortable payout ratio (12%)
  • Strong 6.4% 5-yr dividend growth
  • 46% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.70%
Payout Ratio
12%
Annual Dividend
$1.20
5-Yr Avg Growth
6.4%
Ex-Dividend Date
May 5, 2026
Years of Growth
9
Frequency
quarterly
Beta
1.32
Market Cap
$23.8B
P/E Ratio
7.3
5-Yr Total Return
46%
52-Week Range
$56.98 – $88.77
Dividend Safety
A · 86/100
Ever Cut?
No
SYF ex-dividend date & scheduleNext ex-date May 5, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.20 / yr per share

Per payment (quarterly)$30.00
Annual$120.00
Monthly avg$10.00