BAC vs SYF: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.07%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).
| Metric | BAC | SYF |
|---|---|---|
| Forward yield | 2.07% | 1.79% |
| Annual dividend | $1.28 | $1.36 |
| Payout ratio | 26% | 12% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 5.5% |
| 5-yr total return | 48% | 52% |
| Dividend safety score | 85 (A) | 84 (A) |
| Fair value estimate | $102.37 | $24.26 |
| Upside to fair value | +65% | -68% |
| Frequency | quarterly | quarterly |
| Market cap | $438.5B | $25.3B |
| P/E ratio | 14.4 | 8.0 |
Higher yield
BAC
2.07%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+65% upside
BAC vs SYF — FAQ
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